We’ve been renters for years. We have lived in two different apartments during our marriage. In the first one, the landlords were terrible. In the second one the landlord was fabulous. But with both of them, the noise from other tenants was maddening. Now that it’s time to move again, the big decision awaits: should we buy or rent a home? … [Read more...] about Dinks Dilemma: Buy or Rent Our New Home?
Jesse frequently talked of buying a sports car, but his wife, Maran, didn’t agree with the decision. She felt their money would be better spent traveling together and making memories. Imagine her surprise one Saturday afternoon when Jesse came home driving a cherry red convertible. Maran was angry and then hurt. How could Jesse make such a large decision without her? In … [Read more...] about How Unilateral Decisions Affect Relationships
Most of us tip at restaurants and hair dressers. We tip Uber and taxi drivers. We leave a tip for the housekeeper when we stay at a hotel. When you tip people, you are showing the workers that you appreciate the job that they are doing. However, what about other service providers you may not use as frequently? For instance, if you have your own house, you may have used the … [Read more...] about Do You Tip House Painters?
While many couples don’t buy life insurance until they decide to have children, that’s not the only time life insurance is needed. If you’re a DINK couple, you should still consider buying life insurance. There are several reasons why you likely want to get life insurance for both of you, even if one partner has a much lower paying job than the other. … [Read more...] about Do Both You and Your Spouse Need Life Insurance?
Swagbucks is a website that allows you to earn points (Swagbucks) for online activities. The points can be redeemed for gift cards or cash. I've been using Swagbucks on and off for six years. If you haven't been using this site to earn a bit of extra money, you've been missing out, as this Swagbucks review will demonstrate. … [Read more...] about Swagbucks Review
As a DINK couple, you may find yourself and your partner in the enviable position of earning high salaries. While having a high income is a nice reward for hard work, there are also drawbacks, one of them being the amount of taxes that you have to pay. However, there are legal high income earners' tax strategies that can limit the tax burden you face. … [Read more...] about What Are the Tax Strategies of High Income Earners?
Just imagine going to sleep in the night and getting out of bed the next day with cash in the bank. The fact is, there are many businesses that make money while you sleep or hang out with family or engage in any other activity. Having said that, here are a few of my favorite businesses to do just that. … [Read more...] about 6 Businesses That Make Money While You Sleep
As you age, you’re at an increased risk of a host of physical and mental ailments. In the United States, “an estimated 5.8 million Americans age 65 or older are living with Alzheimer’s dementia in 2020” (alz.org). If you suspect your partner is afflicted, or if you’ve gotten a diagnosis, there’s no time to waste. Among the many preparations you’ll have to make, you’ll want … [Read more...] about Financial Planning Tips for a Spouse with Dementia
Since my husband and I married, I have been the budgeter. In the old days, my budget was done in a notebook with lined pieces of paper. Now, I use You Need a Budget (YNAB) and have used it for several years. There are five features that make YNAB an essential budgeting tool. … [Read more...] about 5 Features that Make YNAB an Essential Budgeting Tool
For some people, working from home during quarantine has helped them save money. After all, they’re no longer paying for parking, gas, lunches out, work clothes, etc. However, for others, quarantine boredom means that they’re spending a lot of time scrolling the Internet and buying things they need, but just as often, things that they don’t need. If you fall into the latter … [Read more...] about How to Cure Quarantine Boredom Shopping