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Melissa Batai

The Biggest Signs that You Need to Save More Money

April 13, 2021 by Melissa Batai 1 Comment

Money Saving Signs

According to CNBC, “the typical American has an average of $8,863 in an account at a bank or credit union.”  However, that number is just an average.  How much each person saves depends largely on their age and whether they’re single or married and if they have children or not.  To illustrate this, CNBC goes on to further share that “60 percent of millennials don’t have enough … [Read more...] about The Biggest Signs that You Need to Save More Money

How to Prevent Arguing with Your Spouse about Money

April 6, 2021 by Melissa Batai Leave a Comment

How to Prevent Arguing about Money

The Beatles sang, “All you need is love,” but when it comes to a successful marriage, you need much more than that.  Finding a spouse who matches your lifestyle and beliefs is important, especially when it comes to money management.  Money issues are often a significant factor in divorce, so to keep your marriage intact, learning skills to prevent arguing with your spouse about … [Read more...] about How to Prevent Arguing with Your Spouse about Money

Should You Sell Items on Craigslist?

March 30, 2021 by Melissa Batai 1 Comment

Sell Items on Craigslist

Craigslist has been part of American culture for over 25 years.  You'd be hard pressed to find an American who hasn't heard of it.  If you've never used Craigslist, you may be wondering if you should sell items on Craigslist and if it is safe to do so.  Rest assured, the majority of people that use it haven't had any problems. With appropriate precautions and knowledge, you, … [Read more...] about Should You Sell Items on Craigslist?

Why Financial Transparency Is Important in Marriage

March 23, 2021 by Melissa Batai Leave a Comment

Importance of Financial Transparency

When Ronald married Shayla, they agreed to keep their finances separate.  Shayla knew that she made less than Ronald, but she didn’t know how much less because he wouldn’t tell her.  Meanwhile, they split household expenses equally.  Shayla struggled to make ends meet on her smaller salary, while Ronald continued to buy and fix up old cars and eat out at restaurants frequently. … [Read more...] about Why Financial Transparency Is Important in Marriage

How the Pandemic Changed How We Approach Finances

March 16, 2021 by Melissa Batai 2 Comments

Pandemic Changed Finances

When I was young, my grandparents lived next door to us.  I watched my grandma wash out sandwich baggies and used tin foil; I saw her clip coupons for groceries and the occasional meal out.  She bought her clothes at second hand shops.  When I asked my mom why, she explained that my grandparents had lived through the Great Depression, and it had permanently changed their … [Read more...] about How the Pandemic Changed How We Approach Finances

How to Rent Out a Timeshare

March 9, 2021 by Melissa Batai Leave a Comment

Rent Out a Timeshare

Time shares can be a great way to take a vacation to the same destination every year and know that you will have comfortable accommodations.  However, sometimes you’re not able to visit that location one year, or you may decide to go to a different locale one year.  When that happens, why leave your timeshare empty?  Instead, take the time to rent out a timeshare and make some … [Read more...] about How to Rent Out a Timeshare

3 Side Hustles You Can Do as a Couple

March 2, 2021 by Melissa Batai Leave a Comment

Side Hustles for Couples

Side hustles are becoming more prevalent in society than ever before. There are side hustles for just about every type of person, and new ones are being created every single day. Some ambitous individuals are even able to turn a side hustle into a lucrative full time job.  Most people equate side hustling with being a solopreneur or working by yourself. However, that's just not … [Read more...] about 3 Side Hustles You Can Do as a Couple

What Are the Red Flags of Spousal Financial Abuse?

February 23, 2021 by Melissa Batai 4 Comments

Red Flags of Spousal Financial Abuse

Abuse comes in many forms.  While most people think of physical or emotional abuse, there is often a more subtle form of abuse that happens first—financial abuse.  Financial abuse can happen in a marriage or a dating relationship, and it’s often the precursor to other forms of abuse.  For that reason, learning the red flags of spousal financial abuse is essential.  Knowing what … [Read more...] about What Are the Red Flags of Spousal Financial Abuse?

5 Times When It’s O.K. to Splurge

February 16, 2021 by Melissa Batai 1 Comment

When Is It OK to Splurge

Have you ever wanted to buy something and then decided not to because it was just too much money?  Or at least you thought it was.  This is the spend vs. save dilemma that many people face every single day. We want to spend money on things that make us happy, but the question we have to ask ourselves is when is it O.K. to spend a little more than we normally should and where … [Read more...] about 5 Times When It’s O.K. to Splurge

Reasons Why You Need Witnesses in a Prenup

February 9, 2021 by Melissa Batai Leave a Comment

Prenup Witness

If you are preparing to enter a marriage with substantial assets, you likely will want to have a prenuptial agreement to protect those assets.  Having witnesses is not required when you sign the prenup, but it is recommended that you have two witness and a notary at the signing.  There are many reasons why you need a prenup witness or two. … [Read more...] about Reasons Why You Need Witnesses in a Prenup

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