When you and your significant other move in together or get married, you may reevaluate your finances. Should you combine finances or keep them separate? Should you share credit cards and bank accounts? As you talk through these issues and try to make the best decisions for your unique relationship, make sure you consider these 4 things to know before signing up for a joint … [Read more...] about 4 Things to Know Before Signing Up for a Joint Credit Card
How Can DINKS Find Friends?
When you’re in college, finding friends is easy because you’re in the same place and the same stage of life. However, if you choose to be DINKS, after your later twenties, you may find that your core group of friends is no longer as available to do things with because they now have children. Sure, you can still go out with them sometimes, but they likely don’t have the same … [Read more...] about How Can DINKS Find Friends?
4 Reasons Why Couples Should Talk About Money
For many people, having a money talk with a boyfriend or girlfriend feels awkward and uncomfortable. Yet, if your relationship is becoming more serious, know there are four reasons why couples should talk about money. If you face your fears, discomfort, and insecurities early in the relationship and start having regular money talks, you’ll likely find your relationship becomes … [Read more...] about 4 Reasons Why Couples Should Talk About Money
How to Deal with a Financially Opposite Spouse
You know the old phrase, “Opposites attract.” There is truth to that phrase, especially when it comes to money management. A frugal person can learn to relax a little and have more fun from a partner who loves to spend and enjoy money. However, the spendthrift partner can also learn to save more from the frugal partner. Ideally, the two balance one another out. However, before … [Read more...] about How to Deal with a Financially Opposite Spouse
How to Have More Well-Rounded Goals in 2022
Do you set New Year’s resolutions? If so, I want to urge you to set goals instead. In addition, try to think about goals you want to achieve in all aspects of your life so you have more well-rounded goals in 2022. … [Read more...] about How to Have More Well-Rounded Goals in 2022
Should You Split Checks Evenly with Your Spouse?
You know the awkward moment when you’re sitting in a restaurant, having enjoyed an excellent meal and great company, when the check arrives. Should you divide the amount among all diners? Should you pull out your calculators and determine who owes what? That situation can get even more awkward if you’re deciding if you should split checks evenly with your spouse. … [Read more...] about Should You Split Checks Evenly with Your Spouse?
What to Do If Your Spouse Gives You Gifts You Hate
The holiday season brings to light problems that you don’t typically face, like how rude your great aunt Mabel is. However, since you only see her during the holidays, you can tolerate her behavior. Yet, that’s not the case for some holiday-related issues. For instance, you may have spouse who gives you expensive gifts that you hate. How do you handle this sticky situation? … [Read more...] about What to Do If Your Spouse Gives You Gifts You Hate
How to Retire as a Couple with Age Disparity
If you and your spouse have a large age gap, you’re not alone, especially if you’re in your second marriage. While only 5% of men in their first marriage are married to a woman 10 years or younger than they are, that figure jumps to 20% in second marriages (Pew Research). If you have this age gap, you need to carefully plan how to retire as a couple with age disparity. … [Read more...] about How to Retire as a Couple with Age Disparity
Keep Good Records to Pay Less in Capital Gains
We’ve owned our house for seven and a half years now, and we’ve made several improvements such as replacing the worn-out carpet in the bedrooms, painting the entire house inside and out, and painting our kitchen cupboards. Soon, we’ll be replacing our master shower with tile. I keep a separate category in our budget for home improvements, but I’m going to start keeping good … [Read more...] about Keep Good Records to Pay Less in Capital Gains
7 Tips for Couples to Effectively Grow Wealth Together
The media loves to point out that one major cause of divorce is financial disagreements. Maybe the media talks about that so much because every marriage in the United States has a 40 to 50% chance of ending in divorce. That’s enough to make you consider not getting married! However, consider the flip side of this that’s never mentioned in the media—couples who effectively grow … [Read more...] about 7 Tips for Couples to Effectively Grow Wealth Together
