Couples without kids enjoy the freedom to take a weekend or longer romantic trip when they want. Instead of giving each other another token gift, consider one of these romantic getaways. … [Read more...] about Gift Yourself a Vacation: Great Romantic Getaways for Couples
How to Find Holiday Savings after Black Friday and Cyber Monday
While Black Friday sales were a record $6.22 billion, there’s still a lot of holiday shopping to be done. Many people will procrastinate and if this year is like last year, only 12% of American consumers will be finished with their holiday shopping by December 12. About 10% of shoppers will be looking for gifts on Christmas Eve. If you are one of the last-minute shoppers, … [Read more...] about How to Find Holiday Savings after Black Friday and Cyber Monday
Here Are Some Easy Ways to Save Money On Food
We have to eat to live, but are you spending too much of your money on food? The United States Department of Agriculture releases a monthly report on the cost of food. Couples who are on a tight budget spend an average of $493.40 a month, while some spend an average of $765.20. And, this only includes food prepared at home. Add eating out and you have a much higher amount spent … [Read more...] about Here Are Some Easy Ways to Save Money On Food
What is the UltraFICO Credit Score?
Young married couples with no kids may seem to have it all but lack one important tool for building their future – a good credit score. A new way of determining credit called the UltraFICO may help young couples and people who are trying to recover from financial distress. … [Read more...] about What is the UltraFICO Credit Score?
Everything You Should Know About Payday Loans
Unless you are super wealthy or an excellent money manager, you have likely had a time where you ran out of money before your next paycheck and considered a payday loan. These loans, sometimes called small-dollar loans, are given to consumers who agree to pay them back by their next payday, or when they receive another form of payment like a retirement check. Payday loans have … [Read more...] about Everything You Should Know About Payday Loans
Protect Your Money – Is Using a Cardless ATM Safe?
The number of cardless ATMs are increasing as most people now have some kind of cellular phone. These ATMs have been around for about five years, but the concept is still new to many people. A regional Midwestern bank, Wintrust Financial, was one of the first banks to offer a cardless ATM to its customers. … [Read more...] about Protect Your Money – Is Using a Cardless ATM Safe?
How to Decide if You Need a Separate or Joint Bank Account
Whether you have been married 50 days or 50 years, money is likely a source of friction between you and your spouse at times. This is especially true if one spouse is a spender and the other one is a saver. Spouses with children don’t have to worry about who has the checkbook when a child needs money for lunch or school activities. Separate bank accounts may seem like an … [Read more...] about How to Decide if You Need a Separate or Joint Bank Account
Last Minute Tax Planning for Couples With No Children
As the end of the year approaches, our minds turn to the holidays and a less than pleasant thought – taxes. Parents get a child tax credit for each dependent under the age of 17. Last year’s tax reform package increased the deduction from $1,000 to $2,000. Couples without any children don’t get the big tax break, but you still have some ways to decrease your tax liability for … [Read more...] about Last Minute Tax Planning for Couples With No Children
Find the Right Health Plan for You
Your health is important, but the cost of taking care of yourself has risen dramatically in the past few years. Even without children, you could spend hundreds on insurance and health care costs. The enrollment period for next year’s health insurance plans begins next month. The change in leadership has led to changes in healthcare that could affect those who are self-employed … [Read more...] about Find the Right Health Plan for You
Bank Problems? Here’s How to File a CFPB Complaint
Life is not like Monopoly. Sometimes a bank’s error is not in your favor, such as suddenly your bank account is empty and no one will listen. But you do have recourse – you can file a CFPB complaint. … [Read more...] about Bank Problems? Here’s How to File a CFPB Complaint
