Its Sunday - so it's time for a round up. Here are a couple of articles that struck me this week, and so here is our Sunday Round Up. If you're not familiar Nick Maggiulli's blog, Of Dollars And Data it is well worth a read. His latest is "Go Big, then Stop". Basically - early investments in a savings plan or nest egg have a far greater impact than later investments due … [Read more...] about Dinks Sunday Round Up
wealth advice
Eight Reasons Why Its Hard To Get Rich
Have ever wondered why it's so hard to get rich? In America, we love and worship rich people. Guys like Warren Buffet and Elon Musk are celebrated personalities. We also value and appreciate the actions of people like Richard Branson or Oprah Winfrey. So, if being rich is so awesome, why aren't more people wealthy? Consider the numbers. There are about 128 million households … [Read more...] about Eight Reasons Why Its Hard To Get Rich
Wealth Building After The Basics
Everyone's personal financial situation is different. Some people are still getting organized, others are in better shape. So, for many the question is: after you've got the basics nailed down, where do you go after that? For example, after you've paid off your high interest debts, have an emergency fund and are sticking to a budget, whats the next step? Well, there … [Read more...] about Wealth Building After The Basics
Key Differences That Build Wealth – Poor Versus Rich
I drive around rural Oregon a lot these days. I live in Portland and commute on a semi-regular basis to the Oregon coast. It's interesting going from the relatively affluent Portland suburbs to the poorer rural parts of the state. It usually has me wondering what it means to be poor versus rich. So, for this article, I did some research and came up with an … [Read more...] about Key Differences That Build Wealth – Poor Versus Rich
Don’t Forget The Basics
Everyone is looking for a fast buck in the stock market these days, but they forget there just isn't any substitute for following good basic advice. So here is a list of personal finance advice that works. 1) Pay Off High Interest Debt. If you have any credit card debts, payday loans, title loans or other high interest garbage, pay it off. Credit cards will charge you … [Read more...] about Don’t Forget The Basics
Personal Finance Advice From 1758
In 1758, Benjamin Franklin, the original blogger, wrote an essay called The Way To Wealth. The essay is basically a collection of advice and adages from 25 years of Franklin's Poor Richard's Almanac. I'm presenting it here because most of what Franklin said in 1758 is still applicable today. Especially the themes of hard work and frugality. Here are some notable … [Read more...] about Personal Finance Advice From 1758
SNL: Don’t Buy Stuff You Cannot Afford
In honor of the fact that its pretty much 2020 already, here is a classic Saturday Night Live skit with some timeless advice - don't buy stuff you cannot afford. A unique program for managing your debt. SNL skit featuring Steve Martin, Amy Poehler and Chris Parnell. So simple you can do it too! SNL- Don't Buy Stuff from Certell on Vimeo. Sometimes the hardest topics … [Read more...] about SNL: Don’t Buy Stuff You Cannot Afford
Building Wealth On $600 Per Month
It’s been a while since we reported on our personal finance so I thought it might be good to put up a quick posting about what we’ve been doing to build our wealth over the past couple of months. In general, we’ve been doing a lot to increase our bottom line. However, this posting focuses more on smaller things that anyone can do to provide a reliable return. So here is … [Read more...] about Building Wealth On $600 Per Month
No Such Thing As Passive Income
I wanted to take a minute to weigh in on one of the internet's biggest obsessions: passive income. Passive income is the kind of thing bloggers love to write about: money coming your way with little or no effort or risk on your part. When you read about passive income, you'll usually get a list with the following kinds of suggestions: Earnings from a business that … [Read more...] about No Such Thing As Passive Income
