I was chatting with a friend the other day, and her sister messaged her on Skype. Her sister was curious as to about how much she should be spending on common household expenses. Well, I was also curious and decided to hit the books to see what good rules of thumb are. According to the Motley Fool, you might consider the following very rough guidelines: Housing and … [Read more...] about How Much Should You Budget?
Everyone is looking for a fast buck in the stock market these days, but they forget there just isn't any substitute for following good basic advice. So here is a list of personal finance advice that works. 1) Pay Off High Interest Debt. If you have any credit card debts, payday loans, title loans or other high interest garbage, pay it off. Credit cards will charge you … [Read more...] about Don’t Forget The Basics
In 1758, Benjamin Franklin, the original blogger, wrote an essay called The Way To Wealth. The essay is basically a collection of advice and adages from 25 years of Franklin's Poor Richard's Almanac. I'm presenting it here because most of what Franklin said in 1758 is still applicable today. Especially the themes of hard work and frugality. Here are some notable … [Read more...] about Personal Finance Advice From 1758
It is mid winter here in Oregon and the weather is projected to be 40 degrees and rainy for the next two weeks. So, if you're like me you're probably wanting to stay warm on the cheap. Here are three things you can do to save money heating up your place. These ideas aren't earth shattering, but they work reliably. … [Read more...] about Tried And True Ways To Cut Your Heating Bill
When it comes to money, we’re often worried we’re falling behind and not on track with what a normal person of (insert age here) should, could or would be saving. This idea is not restricted to saving by any means; you can find the same idea with the cars we drive, houses we live in and even our evening plans. We are constantly trying to keep up with someone else. But when it … [Read more...] about How Much Money Should We Be Saving?
If you’re anything like me, you’d prefer to keep your date nights low-key and fiscally savvy. With that in mind, I thought I would write up some of my favorite cost-conscious date ideas for you and your significant other on any occasion that you’re looking for a cheap date idea. … [Read more...] about Best Cheap Date Ideas for a Fun and Fiscally Savvy Date Night
The prospect of having to amass seven digits worth of money to cover your retirement can be so daunting that you might feel tempted to abandon all hope. You'll regret it if you don't save for the future, so today you might need to give your savings an attitude adjustment. Here's how to do just that. … [Read more...] about Give Your Savings an Attitude Adjustment
Minimalism is all about simplicity -- whether you're talking about the art form, musical genre, lifestyle, or philosophy. And when you embrace a minimalist lifestyle, it can reduce your financial challenges so that your goals become easier to fulfill. … [Read more...] about Less Is More: Even You Can Be a Mimimalist