People - don't forget about bonds! Everyone is going nuts over cryptocurrency and the stock market, but bonds have been a viable investing vehicle since 2400 B.C. (here). And, crowdfunded bonds are becoming a thing. Title III of the 2012 Jobs Act made crowdfunding bonds legal, so a number of companies are offering these products. These are: worthybonds.com (Pays … [Read more...] about Don’t Forget About Bonds
Long-time Dinks readers will know that we're not shy about FinTech investing opportunities. A few weeks ago, I found a neat little start-up in California called SMBX. It is building a crowdfunded marketplace for small business bonds — a historical first. It's an interesting company, so we're covering it in depth here. Before we launch into this, here's what you need to … [Read more...] about SMBX: Bonds for Socially Conscious Investors With an Appetite for Risk
A few weeks back, I took some of the holiday gift money I'd received and put it into small business bonds. I did this via a neat, if not somewhat risky fintech I'd discovered last year. Well, it seems like the bonds are starting to get processed and issued. I just received this in my email today: Even though its electronic, its nice to get the actual bond … [Read more...] about I Love Fintech, or Small Business Bonds For The Win
Thought I'd update all of you on what I've been doing to build wealth in the new year. I've been focusing on the basics (paying down debt, investing, etc.). However, since my attempts to build passive income by utilizing my unused computing resources haven't yielded much, I decided to pivot and invest in real estate and small business bonds to build up more revenue flow. The … [Read more...] about James’ January Wealth Update – Up $63,000
With 2020 throwing so much uncertainty upon us, it is becoming more evident that everyone's portfolio needs to be thoroughly vetted to ensure you're not just playing a good offense, but also a good defense. The longest bull run of the stock market showed us that there are incredible possibilities when it comes to making money in the market, however, the beginning of this year … [Read more...] about How to Create a Defensive Investment Portfolio
I like to talk about investing and saving money. Often when I'm chatting with my friends or colleagues, people will tell me that they think money brings out the worst in people or that stock brokers are all crooks. Because of this, they don't want to invest. As a result, they tend to miss out on the advantages of owning stocks and bonds. … [Read more...] about Is Your Broker A Thief?
If you listen to any real estate or even personal finance podcast, I am sure you have heard about real estate crowd funding, as a means of investment. A lot of people despise this and would not even consider it an investment while others are very open to it and state that they have had quite nice returns from this type of investment. Your personal preference is the ultimate … [Read more...] about A Comparison of Investments: Traditional Stock Market vs. Real Estate Crowd Funding
Last month, we wrote about Eric Tyson's simple tips for improving your personal finance. Today, I wanted to follow up with a few more useful suggestions by Tyson. The idea here is to give you some basic personal finance principles that you can apply to your own wealth. … [Read more...] about More Solid Advice From Eric Tyson
If you are browsing through DINKs Finance, odds are you care about your financial health. I would also be willing to wager that you know a thing or two about asset allocation with your stock market investments. Here's what you should know about treasury bonds. … [Read more...] about Should You Own Treasury Bonds?
If you're looking to invest your money somewhere relatively low risk and still want to earn some type of rate of return then bonds may be just what you need. According to Investopedia a bond is described as: "A debt investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a … [Read more...] about The Pros and Cons of Buying Bonds