This posting is for everyone who wants to save money but has trouble doing it, or needs a case study on how to save money. Here is the backstory. I got sick of not having money and always needing to sell assets or put big-ticket emergency expenses on my credit card. For example, I had a 1997 Toyota 4Runner that needed an engine replacement — twice. Both cost $7,000 in total. … [Read more...] about Saving $1,000 – A Case Study
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James January 2022 Wealth Update
Hey Dinks, its January, so here is a personal update. I've mostly been looking at new fintech apps, building side income and saving money. Experimenting With HappyNest One thing I did in January was experimenting with some Fintech apps. The latest one I've been working with is an outfit called HappyNest (not to be confused with the laundry company). I'd heard about them a … [Read more...] about James January 2022 Wealth Update
Savings and Side Income Ideas You Probably Haven’t Thought About
A couple of months ago I made a few decision that blew out my budget - mostly related to automotive costs and housing. Between my poor own decision making and inflation I've needed to look for aggressive ways to save money and build some side income. I bet a lot of you are in the same situation. So, here are savings and side income ideas you probably haven't … [Read more...] about Savings and Side Income Ideas You Probably Haven’t Thought About
Is a Costco Membership Worth It for Couples?
Because Costco buys in bulk and then sells their products in smaller bulk sizes for members, the prices are low, often much cheaper than you could find other places. Undoubtedly, a Costco membership can save families a lot of money. But can it also save singles and couples money? Is a Costco membership worth it for couples? … [Read more...] about Is a Costco Membership Worth It for Couples?
If You’re Saving – Don’t Give Up!
This is a quick posting for everyone working on a large savings goal. If you're saving - don't give up. Don't Give Up. Don't quit saving out of the silly belief that you'll never have enough to meet your goal. Forget focusing on the big figure you need to get to. Instead, work it out using a calculator and break down what your weekly, monthly and annual savings goals … [Read more...] about If You’re Saving – Don’t Give Up!
Tried And True Ways To Cut Your Heating Bill
It is mid winter here in Oregon and the weather is projected to be 40 degrees and rainy for the next two weeks. So, if you're like me you're probably wanting to stay warm on the cheap. Here are three things you can do to save money heating up your place. These ideas aren't earth shattering, but they work reliably. … [Read more...] about Tried And True Ways To Cut Your Heating Bill
What Is A Nest Egg and How Do You Build One?
Its past new years and before tax season. That means a lot of people are thinking about how to allocate their money for retirement. You may also be considering how to build up your own nest egg. But, what is a nest egg and how do you build one? Here is a handy definition and some rules of thumb. … [Read more...] about What Is A Nest Egg and How Do You Build One?
Saved $323.76 With Just An Hours Work
Sometimes it is a good idea to periodically look at your expenses with a view to trimming the fat. I had some spare time on Saturday and had at look at my internet, cell phone and subscription entertainment. Called my cell phone provider, T Mobile, and switched to a plan that gives me the same level of service for $5 less per month. The call took about twenty minutes. … [Read more...] about Saved $323.76 With Just An Hours Work
Save Money Hosting a New Year’s Eve Party
New Year's Eve is one of the most expensive nights of the year, but it doesn't have to be. Here are some suggestions on how to save money hosting a New Year's Eve party. … [Read more...] about Save Money Hosting a New Year’s Eve Party
How To Celebrate Halloween on a Budget
It's not impossible to celebrate Halloween on a budget, even though it might go against the trend. … [Read more...] about How To Celebrate Halloween on a Budget
