People - don't forget about bonds! Everyone is going nuts over cryptocurrency and the stock market, but bonds have been a viable investing vehicle since 2400 B.C. (here). And, crowdfunded bonds are becoming a thing. Title III of the 2012 Jobs Act made crowdfunding bonds legal, so a number of companies are offering these products. These are: worthybonds.com (Pays … [Read more...] about Don’t Forget About Bonds
Have you ever bought a new laptop and have no idea what to do with your old one? Same. I was in this exact situation recently. I didn't want to just toss my old laptop if there was a potential way to make money from it or put it to use somehow. That's why I did some heavy research to find the best ways on how to make money off your old laptop which is our focus in this article! … [Read more...] about How To Make Money Off Your Old Laptop
According to one of Russell Brand's most recent YouTube videos, the number one reason why couples break up is lack of communication. We always hear it, but communication is truly key. It is better to overcommunicate than under-communicate. That is why I am bringing you these 100 important questions to discuss with your spouse to make sure you're both on the same page. Plus, … [Read more...] about 100 Important Money Questions Couples Should Answer Together Now
According to this study by Ramsey Solutions, money is the #1 reason why couples break up. The results of the study show that a lack of communication around money is the actual issue. That said, when was the last time you and your significant other had a money talk? The goal of this article is to help ease into money talks and create guidelines for smooth communication. … [Read more...] about Spender vs. Saver Relationship: How to Make It Last
PT Barnum wrote the following back in the 1850's: "Mr. Beecher advised young men to get in debt if they could to a small amount in the purchase of land, in the country districts. 'If a young man,' he says, 'will only get in debt for some land and then get married, these two things will keep him straight, or nothing will.' This may be safe to a limited extent, but getting in … [Read more...] about PT Barnum on Debt, Family and Credit
There’s a point in the relationship of every committed couple where the financial question comes up — should we have a joint bank account? … [Read more...] about Should We Have a Joint Bank Account?
Every once in a while we find that we could use a little extra cash. Maybe we’re saving up for a nice trip to the Maldives; maybe we’d like to upgrade our car a little faster than our current budget allows or perhaps you just want a little extra spending money so you can go out with the girls. Whatever the occasion, a little extra money never hurt anyone. In lieu of that, here … [Read more...] about Here’s Where You Can Test Websites for Money
Do you have friends who have asked you to loan money to them more than once? And do you have a hard time saying no when you probably should? Eventually, that can get really old with some people -- namely the ones who seem like they only borrow and never pay you back. Here's an easy way to take some of the pain out of the decision process: Ask yourself this series of … [Read more...] about Loan Money to Friends Too Often? Questions to Ponder.
Good morning Dinks. As you know I have had my share of money problems in the past. I lived on credit cards, I spent more than I could afford to pay off each month (as well as years later) and I continued to apply for credit when I maxed out my existing cards. I think we can all agree that these are extremely bad money habits. How do you break your bad habits? We were … [Read more...] about Old money habits die hard
If you're feeling some frustration in your budget, you're not alone. The latest analysis from the Russell Sage Foundation is that the median household net worth of Americans has declined by 36% since 2007. Why? The poor and working class have been less effective in getting over the great recession's hangover effects from 2007. The story is even worse once you factor in the … [Read more...] about Typical Household Wealth Drops by A Third