As a financial planner, I have hosted hundreds of financial seminars. At all of them, I stand next to a blank whiteboard with a marker and ask my audience to name the characteristics of their most ideal investment scenario. Rather than expecting them to shout out the specific names of investment account types, I ask for them to provide me with the characteristics that describe … [Read more...] about Dean Vagnozzi: What is a Good Return on Your Financial Investment?
Akin to baskets of investments, mutual funds pool money from many individual and institutional investors to buy and sell a variety of securities. … [Read more...] about The Pros and Cons of Investing in Mutual Funds
With the price of gold hovering around a five-year low, industry analysts and investors are wondering whether this precious metal will ever generate the kind of demand that pushed its price to all-time highs in 2011. In spite of such doubts, gold is unlike other types of assets and is in most cases the first port of call for investors fleeing turbulent stock markets or worried … [Read more...] about Should You Invest in Gold?
This post is a contributed post from USA.gov. See their Financial Self-Defense Kit for advice on how to build financial confidence as well as safeguard your finances. “It takes many good deeds to build a good reputation, and only one bad one to lose it.” — Benjamin Franklin Your credit history is your financial reputation. And just like your professional and personal … [Read more...] about How to Maintain Good Credit
My wife and I have been craving for investing in a luxury property in Miami, it has been our greatest dream since we got married. In order to reach our goal, we have common savings and hopefully, working a little harder we will be able to invest in the city of the sun and beaches. Why investing in Miami? Miami is a vibrant city which has became globally recognized as a … [Read more...] about Luxury Real Estate in Miami, The Ultimate Investment Trend
Figures suggest that many Americans are failing to plan their financial lives efficiently. They are happy to pay their bills regularly but often fail to realize the importance of doing more than simply covering their present commitments. Retirement is one issue that requires thought and planning, but many push that to the back of their minds in favor of immediate … [Read more...] about Financial Planning Can Still be The Answer
The following is a guest by Erin of Everything Finance Blog. Whether you’re in a new relationship or have been with your partner for several years, it’s equally important to talk with them about finances. Money can be one of the biggest issues in a relationship, so it’s important to discuss it early on. A majority of financial problems can be avoided by talking about your … [Read more...] about How to Talk About Finances With Your Significant Other
There's no disputing that more education usually leads to a better job and higher pay. Unfortunately, most people don't have the cash up front to pay for a graduate degree, so student loans are a necessity — and student loans must be paid back, often with budget-busting monthly payments. The changing jobs landscape means some previously "fool-proof" degrees, such as a JD, no … [Read more...] about Is Student Loan Debt Ever Okay? 5 Degrees Worth the Investment
Preparing your home for new pets may mean you have to complete some pet-friendly home improvements. Not only do you want a pet-friendly house devoid of poisonous plants and potential choking hazards, but you also want construction materials resistant to the destructive nature of frenzied felines and pernicious pups. Consider remodeling ideas for pets that will give them a safe … [Read more...] about Make Room for Your Furry Friends with Pet-Friendly Home Improvements
These days, the market seems like it’s doing great. Bullish trends have assisted 2 of the 3 United States blue chip indices in breaking their all-time records several times over the past year; with the third posting incredible gains as well. However, as always, what goes up eventually has to go down. As a good investor, it’s your job to figure out when the market is going to go … [Read more...] about Is It a Good Idea to Convert Your 401k to Gold?