Hello Folks!

THIS DRAWING IS NOW CLOSED.

It’s Monday on the east coast. If you are interested in picking up a free copy of The Complete Idiots Guide To Personal Finance in Your 20s and 30s, this is the posting for you! We are giving away a free copy of the guide here at the DINKs. Just leave a comment at the bottom of this post and we’ll randomly select the winner on Friday.

The Idiots Guide covers the basic ins and outs of personal finance for people who are at this stage of life. Its also got some practical guidance on things that aren’t usually covered – such as how to buy a car online or how to effectively find a job in the digital age. If you are getting serious about building wealth and want a good place to get started, this book will get you off on the right foot.

Best of all, the text also comes with a workbook full of handy exercises that can help you get your budget and net worth together, as well as better control your spending.

Folks – don’t forget, leave a comment if you’re interested!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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