I came across the great list from Freefrombroke. Its an amusing post looking at some of the traits of people who are less than financially successful. Among the top 5:

1) Own A Flat screen TV

2) Have All The Premium cable channels

3) Eating out often

4) Leasing a car

5) Buying a new car every few years

Its great summary of things NOT do to do if you want to be financially successful. Do the opposite if you want to build wealth.

Click here for the rest of the list.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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Budget Template
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