Hi All,

Theres been a lot of talk about General Motors filing for bankruptcy. Well, its official, the grim reaper is on the way. GM shares are now trading at 80 cents. At these prices bankruptcy can’t be far behind. We pray you all did not have significant portions of your wealth invested in GM.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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