I know its a tired refrain, but the best tip we’re offering today on improving your financial situation is:

Live within your means.

Don’t spend more than you earn. Don’t rack up a bunch of bills you can’t reasonably expect to pay off on the next few weeks. And, for goodness sake, don’t run up a ton of high interest credit card debt. Instead, live within your means!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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