Hi All,

I just wanted to take a moment to share a couple of personal thoughts with our readers.

First, I was able to transfer over $702 dollars this month from our schwab brokerage accounts. The source of this money is dividends paid from our investments in common stocks. It feels wonderful to have this cash coming in. Especially because my checking account is down to $20 bucks and we owe property taxes on our place this month.

Second, I’m tremendously gratified that my wife Miel and I can work together on this blog. As you know, she’s helping our nation’s efforts in Afghanistan and lives in Kabul. The fact that we can both work together on this webpage gives us an opportunity to be business partners and coauthors in a way that helps bridge the distance between Kabul and Washington DC. There is no way I’d be as happy or as rich if I didn’t marry Miel.

Just my two cents.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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