As you may know, we DINKS have a LOT of accounts. As we posted earlier, one of our financial goals has been to simplify and close some of our miscelleneous accounts (we had 17!)

Thus far, we have managed to close two of Miel’s accounts that weren’t being used and rolled over three DRIP accounts into our joint Schwab account. With Dominos having been liquidated, that now brings our account total down to eleven. Perhaps not fabulous, but it helps a bit.

We are also clearing the clutter and getting ready to hold a garage sale, given the influx of gifts and such from the wedding. We will update you on this as it comes up. In the mean time it just feels good to simplify and regain some Feng Shui in our lives.

Miel & James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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