Despite the fact that a hacking attempt or attack occurs every 39 seconds, that hasn't stopped most of us from depending on technology. From social media doom scrolling to online shopping, it's clear that the digital revolution is in full swing -- and that the pandemic has only made our dependency more pronounced. Of course, technology can connect us to others and provide a … [Read more...] about How to Stop Wasting Money on Your Pandemic Gaming Obsession
Money Management
The Ten Most Expensive Court Cases In History
In truth, the most expensive court cases are yet to happen. We can examine the already litigated and documented expensive court cases. However, we must realize their value has already been eroded by inflation. Yesteryear’s millions are now today’s billions. Similarly, international comparisons are somewhat meaningless. The most expensive court cases for the USA easily … [Read more...] about The Ten Most Expensive Court Cases In History
How to Split Utility Bills with Your Spouse
Equality is an important factor in successful relationships, including financial equality. Decades ago, when our parents and grandparents got married, they likely merged finances together. While many couples still do that, many decide to keep their finances separate. If you keep them separate, you must figure out an equitable way to pay common expenses including utilities, … [Read more...] about How to Split Utility Bills with Your Spouse
James’ November Prosper Update
For those of you who are interested in prosper, here is a quick update on what is going on with my account. I've been pretty consistent with investing in Prosper since 2006. For the last couple of years, I was paying off a ton of credit card debt and was drawing down the account. However, I've got the debt under control, so I've been gradually easing back into the platform. … [Read more...] about James’ November Prosper Update
Should Couples Retire at the Same Time?
Retiring at the same time is a dream for many if not most couples. The idea of one day leaving your job and being able to start your retired life together sounds amazing, right? However, most people don't weigh out the pros and cons of retiring at the same time as your spouse. In this article, we will answer the question "Should Couples Retire at the Same Time?" and hopefully … [Read more...] about Should Couples Retire at the Same Time?
Financial Planning Tips for a Spouse with Dementia
As you age, you’re at an increased risk of a host of physical and mental ailments. In the United States, “an estimated 5.8 million Americans age 65 or older are living with Alzheimer’s dementia in 2020” (alz.org). If you suspect your partner is afflicted, or if you’ve gotten a diagnosis, there’s no time to waste. Among the many preparations you’ll have to make, you’ll want … [Read more...] about Financial Planning Tips for a Spouse with Dementia
What Exactly Is Geographic Arbitrage?
Wouldn't it be nice to all of a sudden have triple the net worth than what you currently have? Well, geographic arbitrage makes that (and potentially way more) possible. In this article, we are going to dive into the topic and try to figure out what exactly is geographic arbitrage. … [Read more...] about What Exactly Is Geographic Arbitrage?
How to Cure Quarantine Boredom Shopping
For some people, working from home during quarantine has helped them save money. After all, they’re no longer paying for parking, gas, lunches out, work clothes, etc. However, for others, quarantine boredom means that they’re spending a lot of time scrolling the Internet and buying things they need, but just as often, things that they don’t need. If you fall into the latter … [Read more...] about How to Cure Quarantine Boredom Shopping
What Building 7 Streams Of Passive Income Really Looks Like
I have been a writer for DINKs now for over 15 months, expanding on topics from real estate to prenups, letting some personal information slip through some pieces here and there but never fully exposing myself. In this post, the goal is to take you on my personal financial journey and what building 7 streams of passive income really looks like. … [Read more...] about What Building 7 Streams Of Passive Income Really Looks Like
Is a Costco Membership Worth It for Couples?
Because Costco buys in bulk and then sells their products in smaller bulk sizes for members, the prices are low, often much cheaper than you could find other places. There’s no doubt that having a Costco membership can save families a lot of money. But can it also save singles and couples money? Is a Costco membership worth it for couples? … [Read more...] about Is a Costco Membership Worth It for Couples?