For those of you who are interested in prosper, here is a quick update on what is going on with my account. I've been pretty consistent with investing in Prosper since 2006. For the last couple of years, I was paying off a ton of credit card debt and was drawing down the account. However, I've got the debt under control, so I've been gradually easing back into the platform. … [Read more...] about James’ November Prosper Update
Money Management
Should Couples Retire at the Same Time?
Retiring at the same time is a dream for many if not most couples. The idea of one day leaving your job and being able to start your retired life together sounds amazing, right? However, most people don't weigh out the pros and cons of retiring at the same time as your spouse. In this article, we will answer the question "Should Couples Retire at the Same Time?" and hopefully … [Read more...] about Should Couples Retire at the Same Time?
Financial Planning Tips for a Spouse with Dementia
As you age, you’re at an increased risk of a host of physical and mental ailments. In the United States, “an estimated 5.8 million Americans age 65 or older are living with Alzheimer’s dementia in 2020” (alz.org). If you suspect your partner is afflicted, or if you’ve gotten a diagnosis, there’s no time to waste. Among the many preparations you’ll have to make, you’ll want … [Read more...] about Financial Planning Tips for a Spouse with Dementia
What Exactly Is Geographic Arbitrage?
Wouldn't it be nice to all of a sudden have triple the net worth than what you currently have? Well, geographic arbitrage makes that (and potentially way more) possible. In this article, we are going to dive into the topic and try to figure out what exactly is geographic arbitrage. … [Read more...] about What Exactly Is Geographic Arbitrage?
How to Cure Quarantine Boredom Shopping
For some people, working from home during quarantine has helped them save money. After all, they’re no longer paying for parking, gas, lunches out, work clothes, etc. However, for others, quarantine boredom means that they’re spending a lot of time scrolling the Internet and buying things they need, but just as often, things that they don’t need. If you fall into the latter … [Read more...] about How to Cure Quarantine Boredom Shopping
What Building 7 Streams Of Passive Income Really Looks Like
I have been a writer for DINKs now for over 15 months, expanding on topics from real estate to prenups, letting some personal information slip through some pieces here and there but never fully exposing myself. In this post, the goal is to take you on my personal financial journey and what building 7 streams of passive income really looks like. … [Read more...] about What Building 7 Streams Of Passive Income Really Looks Like
Is a Costco Membership Worth It for Couples?
Because Costco buys in bulk and then sells their products in smaller bulk sizes for members, the prices are low, often much cheaper than you could find other places. There’s no doubt that having a Costco membership can save families a lot of money. But can it also save singles and couples money? Is a Costco membership worth it for couples? … [Read more...] about Is a Costco Membership Worth It for Couples?
Common Reasons Why Couples Choose the DINKs Path
Couples choosing the DINKs way of life is becoming more and more common. There are quite a few reasons why those may choose the path or the path may choose them, but before diving in too deep, let's take a look at what the DINKs path really is and then dive into the most common reasons why couples choose the DINKs path. … [Read more...] about Common Reasons Why Couples Choose the DINKs Path
How To Get 20% Returns
If you're a reader of personal finance blogs, you're probably wondering how to increase your wealth. There are many ways to go about doing this. One is to make your accounts more efficient, by increasing the amount of interest they pay or by improving your cash flow through reducing wasteful spending. However, to build serious wealth you'll want to maximize your returns. … [Read more...] about How To Get 20% Returns
What is DINKS and Is It For You?
Are you an avid follower of this blog or perhaps you stumbled upon it, you understand what the term DINKs means (dual income, no kids) but have you really ever thought of the benefits of it or if you could pounce on this opportunity? In this article, we are going to look at DINKs further and the potential it holds. … [Read more...] about What is DINKS and Is It For You?
