DINKS Reality: The Lottery Changed My Life

by Kristina on August 16, 2011 · 24 comments

I often wonder this about people who win the lottery or win money in Television Game Shows and Reality Shows. I wonder what they do with their money, and I often wonder if I would do the same thing. Whether you are a lottery winner or not, consider an mba in fraud management to better protect yourself and your finances.

Robert Sage from Dirt Poor to Filthy Rich

Robert from Florida declared bankruptcy only a few years before winning $14.5 million in the lottery.  He bought a house and bailed out his mothers failing dry cleaning business. Robert’s mother still works at the drycleaner but she says that now there is no pressure.  If she is not happy she can walk away.  Robert says that the best thing about winning the lottery was being able to help out his mother.

Before winning the lottery Robert lived in a trailer, and now he lives in a 4100 sq foot house in Jacksonville Florida.  He spent this money on an expensive comic book collection which is complete with figurines and movie props.  Robert’s other indulgence is cars. He bought a Hummer each year for the first 2 years and he paid cash for both Hummers. Robert recently purchased a 1 in 500 collectors’ edition Hummer and only 1 of 5 in Jacksonville.

Gary and Bev Ruff are in a Temporary Situation

This couple won $50 Million Dollars in the Powerball Lottery.  Gary and Bev have always played the lottery and even after winning they continue to play the lottery.

Gary and Bev Ruff bought a big house in an upscale neighbourhood.  Their neighbours admit that they weren’t sure how the “new money” neighbours would fit into the wealthy community.  Gary and Bev admit they felt the same way.  They were very nervous about the neighbours would think and if they would make friends.  All they wanted was to be accepted.

Gary and Bev Ruff have met their neighbours but they don’t really fit in.  The couple is often scrutinized by their neighbours for doing their own yard work and house cleaning when they can afford to have it done for them.  The couple admits that they just wanted a taste of the good life but the bigger house is a lot more work; they have no long term plans to stay in this house or this neighbourhood.  Gary and Bev Ruff expect to downsize within 10 years.

Alex Snelius Shared with his Family

Alex won $64 million in the Illinois State Lottery, after choosing a lump sum payment and after paying taxes Alex received $18 million. Alex Snelius shared his lottery winning with his family and told each member to choose their dream home.  Alex bought 8 homes for himself as well as all of his family members. “Choose Your Dream Home”

His daughter and son in law built their dream home which was a replica of Graceland. They bought Elvis memorabilia to furnish their home and they built a $70,000 Elvis themed home theatre. After 47 years of marriage Alex lost his wife in November 2004. The money all of a sudden didn’t mean anything.

Alex’s wife always told him that he can’t take the money with him and Alex doesn’t want to die with his money sitting in the bank. The couple shared their fortune with various Chicago White Sox charities.  For the past 6 years every time the Chicago White Sox hit a home run Alex and his Wife donate $100 to the charities.  They have been doing this for the past 6 years. As a very religious couple Alex says that he would rather have treasure in the afterlife than money on earth.

Donna Anderson the Frugal Millionaire

After winning $18.2 million in the Megabucks Lottery from a quick pick ticket, Donna Anderson still doesn’t buy anything brand new. Donna has bought cars but she has never a new model. Donna Anderson continues to live a frugal lifestyle but she is trying to learn to spend her money. However, Donna’s husband doesn’t have an issue spending their lottery winnings on new cars and other luxury items.  The couple bought a new RV which they use to travel. The RV is a luxury edition but it doesn’t have a dishwasher, Donna was very adamant about this because she really likes to wash the dishes.

Rusty and Ross who Bought What They Are Supposed To

Rusty and Ross are former Postal Workers who each won $57 millions in the Lottery. They bought a 3 bedroom 2 bathroom house with a pool because they feel that is what millionaires should do.  Millionaires should have a house with a pool. Rusty and Ross’ dream was to fly first class to Australia.  However, a first class ticket costs $12,000 and they couldn’t bring themselves to spend that much money on an airplane ticket, so the purchased a round trip coach ticket for only $2100. Rusty and Ross say that winning the lottery has allowed them time to do what they really want to do…which is keep Bowling.

If You Won The Lottery…

  1. Would You Still Work?
  2. Would You Care What People Think?
  3. Would You Share With Your Family?
  4. Would You Still Live on a Budget?
  5. Would You Splurge?

Photo by Jugger



{ 24 comments… read them below or add one }

1 Jared August 16, 2011 at 1:54 pm

I would still work, but I would add much more pro bono work. Who cares what other people think? Definitely would help family. A budget is still a must.

2 Carrie Smith August 16, 2011 at 4:35 pm

I would definitely still work, and keep a budget. I would splurge some, but still try to make sound financial investments overall. Winning the lottery just means I’d have more money, and the ability to have more freedom with working, travel, and hobbies. It doesn’t mean I should change my personality or think that money will solve all my problems.

3 Kristina August 16, 2011 at 7:03 pm

I would take a year off to travel but afterwards I would return to work. I think that I would enjoy work without the pressure and the freedom to know that I could leave at anytime. I would also try to make a living with my dream job, which is to be an author.

I would absolutely not care what people think.

I would share with my family but I would not hand them a carte blanche to do whatever they want with my money. I would pay off all debts including the mortgages of my immediate family members and my best friend.

I would still live on a budget, it would just be bigger and I would allocate a little bit more towards luxury shopping such as expensive handbags. I would want the money to last for the rest of my life. I would also make a charitable donation to my favourite 3 charities.

I would splurge on my year of travelling to experience new things. I would love to live carefree on the beaches of the world for one year. But then it would be back to reality.

4 kody @ financial money tips August 17, 2011 at 1:07 am

I would still work because i love what i do and it will help keep me busy on my free time. I would also like to have a part time job at a ski resort. A nice mountain town where i can snowboard, fish, hunt, hike, visit the hot springs, and read book on a beautiful lake.

I have a really good family, and i really don’t think it can get any better. I would help them out in a heartbeat. My two brothers and sister.

I don’t care how much money i have. I would still live on a budget because i don’t like to live carelessly. But i would make sure i still have fun and do what i love.

I would buy a nice condo and a truck to go along with that mountain town. Maybe a boat and a couple 4 wheelers if i can afford it. Thats where the budget will come in ;) I would also show my appreciation in my wife and buy her something nice.

I don’t give a rats ass what other people think ;)

5 Kristina August 17, 2011 at 11:31 pm

I am glad to see that DINKS do not care about what people think.

6 Amanda L Grossman August 18, 2011 at 6:10 pm

Hello!

I wanted to tweet this post, but there doesn’t seem to be a button to do so?

7 Kristina August 18, 2011 at 8:44 pm

@Amanda

Thanks for sharing! The easiest way to share our posts on Twitter is to copy and paste our posts. Our Twitter handle is @dinks_finance

8 Donna Freedman August 21, 2011 at 9:18 am

I would keep writing my personal site but I would quit my for-pay writing gigs. And boy, would I have fun spending the money:
1. Buy a house
2. Pay off family members’ homes
3. Put my nieces and nephews through college (if they kept up their grades)
4. Make big donations to the scholarship funds at the colleges I recently attended
5. Fund the heck out of my favorite charities
6. Give money to friends who have been there for me; if they wouldn’t take the money, then I’d find things they needed and provide those things
Etc. etc.

9 deirdre thomas October 23, 2011 at 12:07 pm

I DON’T HAVE A JOB NOW BUT I WOULD FIND SOMETHING TO KEEP ME BUSY. ALSO I WOULD HELP FAMILY WITH GETTING NEW HOMES AND PAYING OFF DEBTS, I KNOWKUR I WOULD PUT MYSELF ON A BUDGET AND ALSO SPLURGE A LITTLE. I WOULD NOT CARE AT ALL WHAT PEOPLE THINK, MY OVERALL PURPOSE THOUGH WOULD TO DO LOTS OF CHARITY WORK AND BE A BLESSING TO ALL THAT I CAN.

10 Tony November 8, 2011 at 2:49 pm

I’ll keep my job for my busy day ( it’s fun and flexible job ). My hobby is racing every Fri and Sat. I would spend money on racing for my hobby. Build bigger shop with top of line tools for race cars. I’ll keep my currently home and pay off mortgage. Buy more lands for invest.and do charity work. Help out my family member whatever they need. Log house on the mountain for the Holidays with whole families. I would love to buy fastest car in the world so I can out run state trooper at any cost! ha ha

11 Kristina November 8, 2011 at 6:33 pm

@Tony that sounds like a plan :-)

12 lindsey November 23, 2011 at 10:35 pm

Im a stay at home mom of two beautiful babys , so i would continue to do that , my husband would continue to work , we would buy a home , definetly share with all of our family and friends , whats the point in having lots of money if you cant help people ? , i wouild give to charities and go on a vacation as i have never been on one , i would keep a budget and keep playing the lottery lol

13 Kristina November 24, 2011 at 6:33 pm

@lindsey – You would keep playing the lottery? Really? It would be comforting to know that you kids could have the education of their choice when they grow up with the new financial windfall. Sharing with friends and family is a nice thought…as long as they don’t take advantage or start to expect things.

14 Dina February 12, 2012 at 4:50 am

I work 2 Jobs, Still I would work till retirement (6 yrs), I would Help my children and family and friends. Have my husband retire ASAP. Take a nice vacation. And if I had enough money I would like to donate to help the real in need people. Never charities that never seem to find a cure, And be able to stay where I have lived and not have to worry about property taxes forcing me to sell or move out.

15 Tiffany Totorica February 12, 2012 at 6:28 pm

Would You Still Work?
Yes working keeps you social, sane, and if anything happens to the money I will have a backup plan.
Would You Care What People Think?
No I don’t now and never will.
Would You Share With Your Family?
Yes, my family raised me, nurtured me, loves me and they deserve it.
Would You Still Live on a Budget?
Yes because if I didn’t the money would all disappear in one year.
Would You Splurge?
On a cruise ship I would definitely get a balcony room, and I would own a house.

16 benjamin March 15, 2012 at 1:06 am

I WOULD DO WHATEVER I FELT LIKE DOING BECAUSE IM RICH

17 Ms.Niece March 29, 2012 at 8:41 am

If I won the lottery, my God, I would pay my tithes, my taxes, build my dream home,buy me a brand new truck, help out my family, open up a soup kitchen,and shelter to help out the homeless.Ill also put away for my boys college fund, continue to give praise and thank God, for my newfound blessing, marry the love of my life, and live happily ever after. Yeaaaaaa…..me!!!!!

18 Beau November 2, 2012 at 11:36 am

I would definetly quit my job, and get better educated about the money I won. Of course one should share with family and close friends,otherwise you will drive yourself crazy saying no to them when they want to borrow money.People don’t really care about you anyway I feel, so why should they care when we get a blessing of monetary value(PLAIN GREED). Splurge? Hell yes of course. financial advisors tell you to go buy something so you get used to buying like that, nothing too stupid though.

19 Rayshon November 6, 2012 at 1:08 pm

If I won the lottery I would pay my Tithes, my debt, and live life more abundantly. I would buy a house big enough for my family of six, purchase an suv, and a personal vehicle. I would quit my job to further my education and to dedicate more time to a hobby of writing. I wouldn’t care about what other people are thinking. I would definately divide the funds amongst my immediate family and put money in a trust for my children. I would love to help out my friends. Hiring a legal team and financial advisor/planner would be at the top of the list. I want to invest and grow my wealth. Yes, I would carve out money to splurge, that is going to be the best part.

20 judith January 4, 2013 at 11:50 am

ROBERT THAT BEEN ONE OF MY DREAM TO HELP MY MOM OUT I F I WON THE LOTTERY SHE 80 STILL WORKING DONT SEE THAT HAPPEN IN VA

21 brown February 8, 2013 at 4:49 pm

thanks to your spell ASHRA,i contacted ashra spell temple and asked that a lottery winning spell should be caste for me , and ashra replied to me that once the spell is caste i we see the winning numbers in a dream ,last night, I had a dream but only remembered 5 lotto numbers anyway in the dream I was questioned how I got the winning numbers to win $30 million dollars and the ticket I bought was rejected for some reason. then i contacted ashra again and explained the dream and he interpreted the meaning of the dream and told me the numbers to play When I played the numbers ,as instructed, I won $24,000.00. My heart was racing so fast, it was incredible. After this substantial win, our lives have been totally transformed and are full of love and he also help me to cast a love spell that that also made my ex returned back to me. . . You said it would come right and it did. The reality is infinitely greater than the dream. you can also contact ashra on personal email address:ashraspelltemple@gmail.com

22 trish April 7, 2013 at 3:45 am

My husband and I have made list after list of what we would do with the money should we ever win the lottery. Here is our list: 1) Pay off all debt, 2) Purchase land in the Ozark mountains and build a house. 3) Pay off our parent’s debt’s (write a check to each creditor) and then give them the maximum gift allowance allowed by the IRS, that is not taxable. 3) Purchase vehicles for each of our children and new pick up trucks for us. 4) Set up a trust fund for our grand children 5) Purchase a custom motor home and sight see 6) Finish my degree 7) Tithes/Charity 8) Invest in income properties 9) Set aside money to match our children’s down payment for a home. (if they have 50,000 saved then we would match that with 50,000 for a total down payment of 100,000) 10) Open investment accounts for each of our children.
You get the idea. Yes we would splurge a little, yes we would both quit work, but we know exctly what we would do with the money if we were to ever win. Yes we would hire an attorney, and yes we would hire a CPA, to do otherwise would be pure folly. Good luck and happy playing to you all :)

23 JoeTaxpayer May 13, 2013 at 10:55 pm

Whatever the sum of money, after taxes, it all gets invested. 1/3 of the return gets spent each year, 1/3 to charities, and 1/3 in gifts to those I’d like to help.
No new cars, the current cars have some years to go. If we changed houses, it would be to downsize. Rich is being content with what you have, and I’m at a point in my life where I don’t need or want more stuff.

24 Paulette June 24, 2014 at 12:54 pm

Yes, I would help my famly, splurge a little, live on a budget, I don’t care what people think already and I would definitely still work because I have been on my job for nineteen years, without a promotion in ten years, altlhouh I meet the necessary qualifications, and I have no negative or late letters at all, however persons with the opposite of this have gotten promoted. Therefore, I will buy my dream SUV BMW in Red park it up and continue to work hard, because I know that will kill them to see I’m debt free inspite of. Amen

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