Have you ever wanted to buy something and then decided not to because it was just too much money? Or at least you thought it was. This is the spend vs. save dilemma that many people face every single day. We want to spend money on things that make us happy, but the question we have to ask ourselves is when is it O.K. to spend a little more than we normally should and where … [Read more...] about 5 Times When It’s O.K. to Splurge
Spending
My Coronavirus Spending Trends
Maybe this is an obvious consequence of not being able to leave the house, but my spending has been down significantly since the Covid-19 pandemic started. Here is my tracking for the Week of April 8th - April 12th of this year. … [Read more...] about My Coronavirus Spending Trends
Tracking Your Spending Works
Here is a personal update. Its early February. I've been tracking my spending for the past 6 weeks and its starting to pay off. I started after reading Darren Hardy's The Compound Effect. If you aren't familiar with Hardy's work, he is a huge proponent of the additive power of small changes. His main idea is that small incremental changes can add up to significant long … [Read more...] about Tracking Your Spending Works
Need A New Years Resolution?, Try Tracking Your Expenses
New Years is right around the corner. This is typically a time when people take stock of their lives and determine what they want to do better in the coming year. If you want a financial resolution that is easy to do, consider tracking your spending. It is very simple. All you need to do is write down your expenses every day for 30 days. I started doing it a couple of … [Read more...] about Need A New Years Resolution?, Try Tracking Your Expenses
How to Prepare for the Transition from Dual to Single Income
Shacking up with a partner or getting married can set you up for a comfy living; but if you get used to that lifestyle and then one of you loses your job or wants to make a career change, then you have to make some changes, fast. Here's how to prepare for your transition from dual to a single income. … [Read more...] about How to Prepare for the Transition from Dual to Single Income
Save Money Hosting a New Year’s Eve Party
New Year's Eve is one of the most expensive nights of the year, but it doesn't have to be. Here are some suggestions on how to save money hosting a New Year's Eve party. … [Read more...] about Save Money Hosting a New Year’s Eve Party
How to Budget Around Income Fluctuations
People whose careers have seasonality or who work for themselves can have fluctuating income that might seem impossible to budget around. Here's how to make it work. Minimize Spending Come up with a plan for your leanest months and implement it when you know things are going to be tight. That's when you might only pay for housing, utility bills, groceries and basic … [Read more...] about How to Budget Around Income Fluctuations
