Get to know me – Have a look in my wallet

by Kristina Tahnyak on January 2, 2014 · 5 comments

Good morning Dinks.  I have been reading this Wallet Crashers series over on Budgets Are Sexy and I’m absolutely obsessed with it for two reasons 1: I love watching when people’s personal space gets invaded (hence my love for reality TV) and 2: I think that a person’s wallet says a lot about them.

When people let other people invade their space it tells their story, and I love that.  I like taking a peek into other people’s lives because I want to know, are they like me? Seeing someone’s home, being in someone’s car or looking into someone’s wallet lets you learn more about them on a personal level.  Some people think that your wallet just holds your money, but that’s not true.  Everything about a wallet from the style to the contents tell a story. So before we keep going – have a look in your wallet and think about what it says about you.

Is your wallet a designer name brand? If so then maybe you care about what other people think, maybe your image is very important or maybe you just love nice things.  I personally can’t imagine spending more than $15 to $20 on a wallet because I don’t think it’s worth it because I like to change my wallet two to three times a year.  Is your wallet so overcrowded with credit cards and membership cards that it doesn’t even close? If so then maybe other parts of your life are also a bit unorganized, maybe you are kind of a pack rat or maybe you just can’t prioritize.

So today I am going to crash my own wallet.  You are about to take a looking to the daily life of me, Kristina.  Here we go…

If you opened my wallet right now you would find:

One debit card.  I honestly don’t know why people carry more than one bank card in their wallet.  Even if you have money in more than one bank, you most likely have one primary bank and therefore only need to carry one debit card.

One credit card.  Carrying more than one credit card, or having more than one credit card for that matter, is just asking for temptation.  Keep one credit card in your wallet for minimum spending and emergency purposes, trust me you will be thankful later.

Two pieces of ID. My Driver’s License and my Health card and that’s it.

My Sephora Beauty Insider card.  I don’t shop at Sephora too often, but when I do it’s usually on an impulse and that’s why I keep the card in my wallet.  If I’m going to spend money I might as well accumulate rewards.

The Body Shop Love Your Body card. I love shopping at The Body Shop, but it’s expensive. So when they email me flash sales I like to stock up on my must-needed items.

My pharmacy rewards card. I never leave home without it.

A $20 bill.  This is very rare for me.  On a normal day I am lucky if I have a $5 bill in my wallet, but earlier today I went to the ATM.  I don’t like to carry cash in my wallet in case I lose my wallet or just in case I get robbed.

Less than $1 in change.  I usually empty out my change every couple of days because we keep our change in a jar.  I don’t like carrying about change because it’s heavy, bulky and I just don’t care for it.  Although having exact change for my purchases really makes me happy. Kind of ironic right?

Photo by TinyApartmentCrafts

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{ 4 comments… read them below or add one }

1 Brock @cleverdude January 2, 2014 at 7:11 am

I rarely carry any cash either…if it’s in my wallet I tend to spend it in the vending machines at work…which is bad in sooo many ways. :)

2 Heather January 3, 2014 at 8:57 pm

I’ve found that if you don’t like carrying around rewards cards most places can just look you up by phone number! And kudos on the pocket change…I put all mine in a jar and take it to the bank when its full. :)

3 Kristina January 4, 2014 at 4:46 pm

@Brock – Oh yeah snacks are my weakness too. I’m a huge coffee shop, mini donut fan!

@Heather – That is true. I usually do that at Sephora because it’s always an impulse purchase for me so I don’t bring my card in anticipation.

4 Wess Stewart February 28, 2014 at 11:06 am

I got so tired of not having money in my wallet that I just stopped carrying it altogether. :D

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