Summer is a great time to get out of the house and reconnect with friends. The weather is great. There is a world of opportunities and more things to do than any other time of year. The only thing left to do is figure out what to do. … [Read more...] about Fun and Low Cost Ways to Spend Time With Friends This Summer
Budgets
Tips For Cutting Your Heating and Cooling Bills
Heating and cooling costs can really put a dent in your bank account if you're not taking care to mitigate loss. In fact, costs associated with heating and cooling can be one of the biggest money drains found in residential properties. Thankfully there are ways to mitigate these costs and save big when it comes to keeping your home feeling comfortable. … [Read more...] about Tips For Cutting Your Heating and Cooling Bills
How Narcissism Affects a Couple’s Finances
Narcissism is quite common in our culture. In fact, The Cleveland Clinic reports that “experts estimate that up to 5% of people have NPD [Narcissistic Personality Disorder].” When you consider the United States’ population of approximately 330 million, five percent would be 16,500,000! Not surprisingly, there are many famous people who are narcissists: Kanye West, Kim … [Read more...] about How Narcissism Affects a Couple’s Finances
How Teachers Can Budget for the Summer
I was a teacher for 10 years. While I certainly enjoyed having the summer off, I didn’t enjoy not getting paid in the summer. Eventually, my employer allowed me to choose between receiving 21 or 26 paychecks a year, but not all teachers have that option. However, there are ways teachers can budget for the summer if they're only paid during the months they work. Using these … [Read more...] about How Teachers Can Budget for the Summer
The Biggest Signs that You Need to Save More Money
According to CNBC, “the typical American has an average of $8,863 in an account at a bank or credit union.” However, that number is just an average. How much each person saves depends largely on their age and whether they’re single or married and if they have children or not. To illustrate this, CNBC goes on to further share that “60 percent of millennials don’t have enough … [Read more...] about The Biggest Signs that You Need to Save More Money
Why Financial Transparency Is Important in Marriage
When Ronald married Shayla, they agreed to keep their finances separate. Shayla knew that she made less than Ronald, but she didn’t know how much less because he wouldn’t tell her. Meanwhile, they split household expenses equally. Shayla struggled to make ends meet on her smaller salary, while Ronald continued to buy and fix up old cars and eat out at restaurants frequently. … [Read more...] about Why Financial Transparency Is Important in Marriage
How the Pandemic Changed How We Approach Finances
When I was young, my grandparents lived next door to us. I watched my grandma wash out sandwich baggies and used tin foil; I saw her clip coupons for groceries and the occasional meal out. She bought her clothes at second hand shops. When I asked my mom why, she explained that my grandparents had lived through the Great Depression, and it had permanently changed their … [Read more...] about How the Pandemic Changed How We Approach Finances
How Much Should You Budget?
I was chatting with a friend the other day, and her sister messaged her on Skype. Her sister was curious as to about how much she should be spending on common household expenses. Well, I was also curious and decided to hit the books to see what good rules of thumb are. According to the Motley Fool, you might consider the following very rough guidelines: Housing and … [Read more...] about How Much Should You Budget?
Best Cellphone Plans for Couples
Looking to find the best possible cell phone plan on a budget? Look no further! The research has been completed for you. In this article, we outline the best cellphone plans for couples so you don't have to do any further research! … [Read more...] about Best Cellphone Plans for Couples
5 Features that Make YNAB an Essential Budgeting Tool
Since my husband and I married, I have been the budgeter. In the old days, my budget was done in a notebook with lined pieces of paper. Now, I use You Need a Budget (YNAB) and have used it for several years. There are five features that make YNAB an essential budgeting tool. … [Read more...] about 5 Features that Make YNAB an Essential Budgeting Tool
