Weekly Roundup: Credit Cards, Calculators & Bad Habits

by Kristina on November 18, 2011 · 3 comments

visa cardsHappy Friday DINKS. Today we have searched the web and found the best posts about Credit Cards.  Some of us love our Credit Cards because they help us build our credit score and they also help us buy things that we love. However, some of us may hate our Credit Cards because they can also ruin our credit score if we don’t use them wisely and responsibly.  My personal experience with Credit Cards has been a very rocky ride, I have learned not to hate my Credit Card and I have learned how to love using them responsibly.

We shouldn’t hate our credit cards or blame them for our debt accumulation because they didn’t magically use themselves.  As long as we use our Credit Cards wisely and don’t spend more than we can afford to pay off our credit score will remain good and we can learn to love our financial lives.

Check out these posts from around the web about Credit Cards:

Financially Consumed  tells us that we can change our credit habits in the post “Credit Card Ride To New Beginnings” Even if we get off to a rocky start (like I did) when we are young, we can make changes and start a new path towards using our credit cards wisely.

Broke Gal NYC congratulates herself on her credit card victory in the post “Taking Small Steps Towards Big Goals”.  I love this post because paying off debt is just like saving money or accumulating wealth…it takes time.  We are never going to become debt free over night and we are never going to become rich over night.  If you want to pay off your debt then you need to make a plan and stick to it; with time your debt will be paid off.

50 Plus Finance helps us pay off our debt in the post “The 5 Best Credit Card Payoff Calculators”.  When we make a plan to pay off our credit cards we have to decide which card to focus on first.  We also have to choose a target date by which we want all of our credits cards to be paid off.   Our credit card payments have to be in our budget, otherwise we will keep using them when our cash flow is short and we will always be in debt.

Enemy Of Debt talks about his “run in” with Capital One in the post “Personal Accountability-Placing Blame Where It Belongs”.  This is a great post because it’s so easy to blame the credit card company or blame the credit card.  But the truth is that no one gets us into debt but ourselves, and no one can get us out of debt but ourselves.

Photo by Images of Money

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{ 3 comments… read them below or add one }

1 Hunter - Financially Consumed November 18, 2011 at 8:48 am

Hi Kristina, thank you so much for including Credit Card Ride to New Beginnings in your weekly roundup. I really appreciate it, Hunter.

2 Dave@50plusfinance November 18, 2011 at 1:17 pm

Thanks for including my post. Is it me or are your post photos so much nicer?

3 Kristina November 18, 2011 at 11:00 pm

@Hunter You are more than welcome….great article!

@Dave Thanks Dave :-)

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