Credit card debt, and other forms of debt, can make it hard to make big financial changes in your life. Once you're on the hook, you are working just to pay these debts off. The following are a few tips that should help you avoid getting into credit card debt. Figure Out Your Budget as Soon as Possible Yes, the easiest way to avoid credit card debt is to avoid getting a card, … [Read more...] about Credit Cards: 6 Tips to Help You Avoid Getting In Over Your Head
Credit Cards
Worst Ways To Expose Yourself To Credit Card Fraud
Credit card fraud is real. It is unfortunately something that is becoming more and more common. Hence why I am writing this article. We want to help show you some of the most common and also the worst ways you could be exposing yourself to credit card fraud. With that, let's dive in! … [Read more...] about Worst Ways To Expose Yourself To Credit Card Fraud
5 Easy Ways To Really Boost Your Credit Score
Mortgages, car loans, basically all of your borrowing power is hugely determined by your credit score. It can have a major impact on any interest rate given to you on credit cards, loans, etc. But what really is it? In this article, we will dive into it and how you can boost your credit score! … [Read more...] about 5 Easy Ways To Really Boost Your Credit Score
SNL: Don’t Buy Stuff You Cannot Afford
In honor of the fact that its pretty much 2020 already, here is a classic Saturday Night Live skit with some timeless advice A unique program for managing your debt. SNL skit featuring Steve Martin, Amy Poehler and Chris Parnell. So simple you can do it too! SNL- Don't Buy Stuff from Certell on Vimeo. You can also use this FREE tool from Undebt.it. They provide a … [Read more...] about SNL: Don’t Buy Stuff You Cannot Afford
3 Things You Didn’t Know Could Impact Your Credit Score
You already know the basics of what affects your credit score. From late payments to stretching your credit limit, you can hurt your credit score in many different ways. But did you know that renting a car when you're on vacation can affect your credit? Or that canceling a credit card once you've paid off your debt could too? … [Read more...] about 3 Things You Didn’t Know Could Impact Your Credit Score
PT Barnum on Debt, Family and Credit
PT Barnum wrote the following back in the 1850's: "Mr. Beecher advised young men to get in debt if they could to a small amount in the purchase of land, in the country districts. 'If a young man,' he says, 'will only get in debt for some land and then get married, these two things will keep him straight, or nothing will.' This may be safe to a limited extent, but getting in … [Read more...] about PT Barnum on Debt, Family and Credit
A Simple Guide To Paying Down Your Credit Card Debt
Dan Sprouse is a financial consultant for a non-profit in California. In his spare time, you can find him surfing the Internet for more wealth management tips. I know several folks in credit card debt who consider it a necessary part of life. Believe me, it isn't. I know first-hand that it's possible to get out of debt because I climbed out from over $25,000 worth of it. I … [Read more...] about A Simple Guide To Paying Down Your Credit Card Debt
Advice from Tom Haverford: When is the Appropriate Time to Treat Yourself?
Self care is important, and any fans of Tom Haverford from Parks and Rec will be familiar with the phrase "treat yourself." But how do you balance the urge to treat yourself with your checking account balance? The classic phrase "treat yo'self" is used to encourage people who are debating splurging on that new pair of shoes or that new leather jacket. Whether it's your … [Read more...] about Advice from Tom Haverford: When is the Appropriate Time to Treat Yourself?
Learn the Basics on How to Use and Handle Credit Cards
Credit cards are powerful tools that are helpful or harmful depending on the skills and knowledge possessed by the handlers. If you are considering opening a credit card, read through to find the basics on how to use and handle credit cards. How Credit Cards Work When you make a payment with a credit card by either submitting your card number over a secure internet connection … [Read more...] about Learn the Basics on How to Use and Handle Credit Cards
Types of Credit Cards: Choose What You Need
Personal use and business credit cards are becoming popular worldwide for the 2 last decades, while in the U.S. and developed countries they were widely spread for the last century. This process has grown to a very complex system, due to the number of cards issued annually. For example, 363 million U.S. Visa credit cards in 2016 (Q3) and 201 million MasterCard credit cards in … [Read more...] about Types of Credit Cards: Choose What You Need
