Hi All,

So I’m working through Felix Dennis’ How To Get Rich in my spare time. He’s got a great quote on wealth and luck that bears repeating here.

Chances come to everyone in life, in all shapes and sizes, often disguised, and more often radiating risk and potential humiliation. Those who are prepared to analyze the risk, to bear the humiliation and to act in deadly earnest — these are the “lucky” ones who will find themselves, when the music stops, holding a potful of money.

Essentially what Dennis is saying is that luck has very little to do with becoming wealthy and building wealth. Instead its more about hard work, being willing to take calculated risks and believing in yourself. This will help you become one of the “lucky” wealthy individuals.

Best,

James

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1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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