We all know that interest rates are in the tank these days, but it still adds up. We put away our emergency cash of $5,000 about a year ago and I just noticed that we’ve passed the $100 mark for interest earned.

This year on our combined accounts we’ve earned $300, it might not be much, but it beats a traditional 0% checking account and allows us to build wealth faster.

It might not be much, but we’ll take what we can.

Cheers,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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