Hi All,

I’m in the library today, hitting the books. To tide you over until we get back to our regular high quality postings, here is another good video from Kiplinger. The clip gives you some pointers for paying off debts.

For what its worth, we agree with Suze Orman. With the awful economy, if you don’t have an emergency fund you probably should be building one up rather than paying off your debts. Building up your emergency fund can help you buy time if you really get stuck in a rut. However if you do have emergency savings and want to pay off some of your obligations, by all means check out the video.

At 3.53, its a quick and informative watch.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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