My wife Miel is a world traveler. She’s been all over, the Middle east, Asia, Africa and Europe. This has given me a sense of the importance of looking at economics from a global perspective.

Now, what I fear is happening is that because of America’s never ending budget deficits and titanic job losses, we are losing our economic preeminence. As we lose our economic preeminence, it makes everything from quality of life to ability to build wealth, much more dificult. Case in point, the latest article from The Economist:

Creditor nations tend to set the rules and the new global monetary system will be unable to operate without the approval of China, a creditor country that has capital controls and a managed currency. It has been assumed that China will have to move towards the Western model. But why not the other way round? Western countries adopted free capital markets, as the British adopted free trade in the 19th century, because it suited them. Will China now be able to call the shots? Uncomfortable as it might be for the West, the next monetary order is more likely to be made in Beijing than in New Hampshire

There might be some truth to this, click here for the article.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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