Hi All,

Greetings from Washington DC! Its a brilliant sunny morning in the nation’s capital.

Rather than write a 5 page essay for you, here are three short solid personal finance tips to get your day going:

1) Save and invest at least 5 to 10% of your income. This is key to building long-term wealth.

2) Live below your means – don’t run a deficit. Start living frugally today.

3) Avoid high interest debt. This is the ultimate wealth-killer.

Enjoy Your Tuesday!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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