Hi All,

Here is one way you can shave a few bucks off your household bill. Instead of buying garbage bags, just use the bags the grocery store gives you. If you’re shopping for food in a supermarket, most of the time you can get a plastic or paper bag to carry your groceries home in.

Instead of buying a box of plastic garbage bags, you can use the grocery bags from the supermarket for your trash! They may not have as much capacity, but at a penny or two a bag, they are lots cheaper than the 3 or 4 dollars a box of trash can liners will cost you! Saving money on garbage bags might seem miniscule, but over time the cash will add up.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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