So I’ve made it out of Africa and my wallet can already feel it. With a week off to recover from two months on the road I’ve been spending a bit more liberally than I would otherwise.

Additionally it was my mom’s 60th Birthday celebration this past weekend and I ended up treating for a fair bit of the expenses related to staying out at an historic spa in the Portland area; the fabulous Ruby Spa at Edgefield Wineries. The experience was well worth it but I will need to put an end to my spending ASAP.

While this spending was related to a milestone occasion, I will admit that I am often challenged from wanting to treat when I’m back at home. That is all fine and good when was coming home every 9 months to a year. Now that I’ve been back in Portland five times in one year that starts to add up.

The good news: that is what money is for at the end of the day. Unless I’m going way over the top I can feel okay in splurging from time to time. You aren’t just building your wealth for the bare necesities, right?

James & I look forward to checking into our expenses on the weekend when I’m back in DC and looking at what comes next for us DINKs.

Cheers,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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