Hi All,

Just wanted to let you know that the 2009 consumer action handbook is out. The handbook contains several good discussions on credit, buying a car, the risks of investing, and identity protection among others. Its written with the interests of the consumer in mind, so unlike a lot of crud on the web, there isn’t a hidden agenda.

If you want to get up to speed on some basics of any of these topics, this would be a good starting point. Its especially good for teens or young adults.

Click here for the handbook.

Best,

James

p.s. hat tip to Jim at Bargaineering.com.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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