Hi All,

Okay. We’re both busy taking care of business today. Miel is the midst of rebuilding her companies aid efforts in Congo and I’m taking care of school business, so there isn’t time for our usual in depth postings.

To tide you over, here is a quick 9 minute video by Milton Friedman. The video is a bit dated, but Friedman’s arguments regarding the role of welfare elaborate the classic conservative stance for opposing entitlement payments. The video won’t make you richer, but it will help to understand the motivations of some Republicans for opposing the bailout. – I think there is some value in understanding policy.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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