Be a smart shopper.

Avoid shopping for food when you’re hungry — you’ll buy more. Also, try to shop without the kids — they tend to lobby for their favorite junk food. Finally, when you do go shopping, bring a list. Using a list will keep your expenses down by building some discipline into the processes.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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DINK's Free
Budget Template
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DINK's Free
Net Worth Template

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