Hi All,

We sat down this afternoon over coffee and added up our networth for November. Quickly summarized, our wealth has increased from $288 to $295 thousand in the past month. Its an increase of 7 grand or 2%. While two percent isn’t huge growth, its far better than we expected given economic conditions.

Whats driving the growth? Cash. We’ve been focusing primarily on saving to buy an apartment in Portland, Oregon. We’ve also been keeping the procedes from this blog in a savings account so we can upgrade the website when we have time. The end result is over $21,000 waiting to be invested.

See below for the nitty gritty:

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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