When you are gone for awhile, you tend to notice various changes in your surroundings. One of the changes in our neighborhood that has struck me is the amazing growth that we’ve seen in the past year. The economy might be in the tank, but we have new businesses all over the place that have cropped up over the last year that I was in Afghanistan.

Within walking distance there is now a new Target, Best Buy, Radio Shack, Bed Bath & Beyond, Harris Teeter’s (Grocery), Yes! (Organic Grocery), and CVS.

While there are certainly advantages to having these shops closer, you can’t help but wonder how they’ll fair in the current economy. More than the big box stores, the small mom and pop markets have even more to survive.

We’ll keep our fingers crossed that they’ll all make it through.

Best,

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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