Good morning all! This is an excellent 20 minute video by Steven Levitt. Levitt is the author of Freakonomics, a book on the economics of interesting social problems such as abortion and crime. This video is interesting to watch and pertains to finance because Levitt outlines the pecuniary structure of a Chicago street gang he studied. While you probably should NOT assume that his study applies to all street gangs, it is nevertheless an interesting view on an otherwise hidden and exotic world.

Check it out if you’ve got a spare moment.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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