Ack! This is one of the moments when you watch money go down the drain and dream of all the things you could do with that money if it wasn’t for stupid fees. It’s a detailed error, but the bottom line is that I made an error in my financial juggling that cost me $78 in fees! At first I was sure that it was the banks fault, but when I looked in to the detail it was clearly an error on my part. That certainly doesn’t make it any easier to be stuck with the charge. I’m normally the queen at defeating charges but that is much harder to do when it is clearly my fault.

At least the completely unrelated charge for a $3,500 ticket for Air France was dropped in less than five minutes. It looks like I’ll be stuck with the $78 charge and use this as an example of why it is important to manage finances well. Don’t let it happen to you!

Ugh!

Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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