After a long hiatus, its time to turn our attention to the DINK’s guru rating system. The Guru we are reviewing today is Robert G. Allen. Robert Allen is the author of “Multiple Streams of Income” and is famous for his seminars online.

I’m awarding a Robert a grade of C-. Robert’s webpage and business models have some problems. First, his webpage is long on advertising and short on substance. This suggests to me that what Robert Allen is selling is dreams and hope, rather than actual personal finance strategies.

Second, Allen is big on exotic methods of real estate finance (such as no-money down techniques or heavily leveraged techniques). Sometimes these work, most of the time they don’t. Third, and whats worse is that Allen’s facts are sometimes flat wrong. For example, His book “Multiple Streams of Income”, contains factual inaccuracies regarding IRA’s and retirement accounts.

To be entirely fair, Allen does have some good ideas. For example, he advocates entrepreneuralism, investing and frugality. Many of the ideas in his book,
“Multiple Streams of Income”, are worth considering although the reader should guard against the factual inaccuracies noted above.

To sum up quickly, Allen is more of a salesman than an investment guru, but some of his ideas are worth considering.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

Couples Finance

Blogs You Should Read

Companies Supporting The DINKS

Please consider visiting our gracious supporters:

Get an education with the Online Certificate Programs at Washington Tech