I checked my bank acocunt on Friday and was pleasantly surprised to see that my federal tax return had been deposited into my account. It was pretty large, about $9,300! (Thanks to our accountant for doing such a great job).

So, it’s time for one of James’ favorite activities: buying stock!

Since the market has been beaten down over the past few days, it seems like its a good time to pick up a few more shares. Of the $9,300, we’re planning on spending approximately $1,220 on stocks and using the rest for living expenses until James’ assistantship kicks in.

Since our shares of Hansens Natural constitutes so much of our holdings, we’ve decided to put some cash into other companies. Right now we’ve decided to purchase approximately $450 more of XOM, about $330 of Mariott International (MAR) about $440 of the Archer Daniels Midland Corp (ADM).

We’ll keep you updated!

-James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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