Hello All,

I posted the latest update to our networth a couple of days ago. However, as is our custom, I wanted to make the details of our holdings available to our readers.

As of December 9th, the bulk of our assets are in three major categories: 1) direct ownership of common stocks in our schwab accounts, 2) retirement annuities in our TIAA-CREF accounts and 3) equity in our apartment and investment properties in Washington, DC. We have smaller amounts of assets like personal loans, a CD, savings bonds, some silver bullion, etc. That said, most of our assets are in stocks and real estate.

Here are the juicy details…

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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