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Teri Monroe About Teri Monroe

Teri Monroe started her career in communications working for local government and nonprofits. Today, she is a freelance finance and lifestyle writer and small business owner. In her spare time, she loves golfing with her husband, taking her dog Milo on long walks, and playing pickleball with friends.

8 Clues She Wants Children But Is Afraid to Tell You

Sings she wants children
Sings she wants children
Image Source: Pexels

Not everyone finds it easy to talk openly about wanting children, especially in a relationship where the future still feels uncertain. You may have already decided that the DINK lifestyle is for you, but your partner may have changed her mind. Some women may quietly hope for a family but hesitate to bring it up out of fear it could change the dynamic or create pressure. Instead of speaking directly, they drop subtle clues through their words, actions, and habits. If you’re wondering whether she wants kids but is too afraid to say it, there are signs you can look for. Paying attention to these quiet signals can help open the door to an honest, supportive conversation about your shared future.

1. She’s Always Talking about Kids

If your spouse is always talking about children, it’s likely that she wants children. She may never directly say anything about your future children. But if she constantly brings up other people’s children, it’s on her mind. She might be hoping you’ll pick up on the hint without her having to say it aloud. This indirect approach is often a way to gauge your reaction before making herself vulnerable.

2. She Lights Up When She Sees a Baby

Does her face light up when she sees a baby? Is she always volunteering to hold other people’s kids? This might be a sign that she wants kids herself. Some women naturally feel maternal. Even if she isn’t voicing it, children may make her happy. Her actions around babies could be revealing emotions she hasn’t yet put into words. Pay attention to the joy and tenderness she shows—it might be her heart speaking for her.

3. She Gets Ads for Baby-Related Things

If her social media feed is filled with baby content—funny videos, parenting tips, or the latest baby gear—she’s likely drawn to that world for a reason. Constantly showing you adorable baby clips or pointing out the newest strollers isn’t just casual scrolling; it’s a subtle way of expressing interest in parenthood. She may be imagining what life with a child could look like. Sharing these moments with you might be her way of feeling out where you stand.

4. All Her Friends Have Kids

If she’s constantly surrounded by kids, it may make her long for her own family. Especially if she’s close with only moms, it could mean that she’s ready for this stage in life. She may even ask you to babysit with her to see how you’ll be around children. Make sure you don’t dismiss the idea.

5. She Shuts Down when The Topic Comes Up

If she gets quiet when you discuss kids, it may be because she’s afraid that you don’t want the same things. She may get emotional or shut down. Since it’s a sensitive subject, be gentle with her feelings. Her silence doesn’t mean she isn’t thinking about it. It might mean she’s unsure how to bring it up. Creating a safe space for honest conversation can help her open up. Let her know you’re willing to listen without judgment.

6. She Froze Her Eggs

She may have frozen her eggs even before you met, which shows she was thinking ahead about the possibility of having children. This decision is often made by women who want to preserve their fertility for the future, even if the timing isn’t right yet. Even if she now says she doesn’t want kids, freezing her eggs suggests she hasn’t fully closed the door on motherhood. It’s a sign she values having the option. She might just be waiting for the right moment, or the right partner, to revisit the idea.

7. She Kept All Her Childhood Clothes and Toys

If she still has boxes of clothes, toys, and other heirlooms from childhood, she may not just be holding onto them for nostalgia. She may want to pass these items down to her children one day. Keeping these belongings in good condition could be her quiet way of preparing for motherhood. It shows she’s thinking about legacy, tradition, and the future family she hopes to build.

8. She Talks about One Day

Does she often say, “If we have kids one day…”? That simple phrase reveals she can picture a future family with you, but may be unsure if it’s truly possible. This hesitation could come from fear of disappointing you or discovering you’re not on the same page. Even in uncertainty, her words show a quiet hope. Pay attention to these small signals. They often carry deeper meaning than direct conversations.

Planning Your Future With Or Without Children

Wanting children is a deeply personal and sometimes vulnerable topic, and not everyone feels ready to voice it outright. If you notice these subtle clues, it’s a sign she may be hoping to share this dream with you but needs a safe space to do so. Being patient, attentive, and compassionate can help her feel comfortable opening up. Honest communication about your hopes and fears can strengthen your connection and pave the way for a future you both envision, whether that includes children or not.

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The Rise of ‘BFFmoons’: Travel Trends Among Child-Free Couples

BFFmoon
BFFmoon
Image Source: Pexels

Did you know that childless couples spend the most on travel? According to PYMNTS, in 2024, they averaged $620 per month on travel services, significantly outspending single individuals and married couples with children. This trend reflects their higher disposable income and prioritization of travel over other expenses. But DINKs aren’t traveling in traditional ways. Instead, they are turning to trips like BFFmoons, wellness and slow travel, set-jetting, and other experiences. Read on to learn more about the BFFmoon and how DINKs are changing the travel landscape.

What Is a BFFmoon?

The term “BFFmoon” is gaining traction as a playful twist on traditional romantic getaways, reflecting a broader cultural shift toward valuing deep friendships and shared experiences. A BFFmoon is essentially a vacation taken with your best friend, often to celebrate a milestone or simply to enjoy each other’s company in a new setting. This trend is part of a larger movement that includes “buddymoons”, post-wedding trips with friends, and “friendmoons”, which are vacations taken with friends instead of a romantic partner. The common thread is the desire to prioritize platonic relationships and shared adventures over traditional romantic getaways or trips with children.

BFFmoons celebrate friendships, especially in an era where friends are more like chosen family. Many childless couples find these types of trips more flexible, affordable, and fulfilling because they can travel with friends who have shared interests and similar schedules. This trend has also been highlighted on social media, contributing to its popularity.

Destinations and Experiences

BFFmoons can take many forms, from luxurious spa retreats to adventurous hiking trips. Popular destinations often include serene locales that offer relaxation and bonding opportunities, such as the Amalfi Coast in Italy or wellness resorts in Mexico. The key is choosing a destination that aligns with both friends’ interests and provides ample opportunities for shared experiences.

Other Travel Trends for Couples without Children

BFFmoons aren’t the only type of travel that DINKs are engaging in. Here are a few more travel trends that have become popularized by childless couples:

Set-Jetting

Inspired by many social media influencers, DINKs are traveling to popular movie and TV show filming locations. Some popular sites include places like the Lord of the Rings set in New Zealand, the Bellagio in Las Vegas, Santorini, and the Amalfi Coast. Couples who love an adventure can plan these trips individually or go on a group film-inspired tour.

Wellness and Slow Travel

There’s a growing preference for wellness-focused and slow travel experiences. Couples are opting for extended stays in destinations like Costa Rica, Italy, and New Zealand, engaging in activities such as yoga retreats, hiking, and culinary explorations. This approach allows for deeper cultural immersion and personal rejuvenation.

Sustainable Travel

Eco-conscious travel is on the rise, with couples choosing destinations and accommodations that prioritize environmental sustainability. This includes staying at eco-friendly resorts, using local transportation, and participating in community-based tourism activities.

How DINKs Are Changing Travel

DINK couples are reshaping the travel industry in profound ways. With greater financial freedom, fewer scheduling constraints, and a shared appetite for meaningful experiences, these couples are driving demand for more personalized, high-quality travel. They’re choosing longer, more immersive trips over quick getaways, favoring destinations that offer cultural depth, wellness, sustainability, and flexibility. From wellness retreats and eco-lodges to “BFFmoons” and set-jetting adventures, DINKs are prioritizing purpose-driven and emotionally fulfilling journeys. As this demographic continues to grow, the travel industry is adapting, offering more adult-centric, luxury, and off-peak options that reflect a shift from family-oriented vacations to experience-first travel. In short, DINKs aren’t just changing how we travel, they’re redefining why we travel.

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Who Gets Your Estate If You Have No Children?

What happens to your estate if you don't have children?
What happens to your estate if you don't have children?
Image Source: 123rf.com

Many DINKs wonder what will happen to their estate if they don’t have children. It’s important to have a will and put thought into estate planning if you don’t have heirs. This way, your assets will be distributed as you intend them. But if you don’t have a will, which is called dying intestate, your estate is distributed according to your state’s intestacy laws. Here’s a general breakdown of who typically inherits in order of priority.

A General Estate Planning Breakdown

Dying without a will leaves a lot of things up in the air. Here’s a look at who stands to inherit what you leave behind if you don’t have any estate planning done.

  • Spouse: If you’re married, your spouse usually inherits most or all of your estate, especially if you have no children. However, if you have living parents or siblings, some states may require the estate to be split between your spouse and them.
  • Parents: If you’re not married and have no children, your parents are next in line to inherit your estate.
  • Siblings: If your parents are deceased, your siblings or their descendants, like nieces and nephews, inherit.
  • Extended Family: If no siblings, the estate may go to grandparents, then to aunts and uncles, and then to cousins.
  • The State: If absolutely no living relatives can be found, your estate may “escheat” or go to the state government.

The Law Comes Into Play Too

It’s also worth noting that not all assets go through the probate process. Bank accounts with payable-on-death (POD) designations, jointly owned property, and accounts with named beneficiaries, like IRAs or 401(k)s, will usually bypass the will or intestacy laws entirely. That’s why it’s crucial to regularly review and update your beneficiary designations as your life and relationships change.

Remember, each state has different laws when it comes to intestacy. For example, in community property states, like California, your estate may be split among heirs. All decisions about your estate will be made by probate courts. These decisions may change over time based on legal precedence.

Many of the intestacy laws are complex, especially if you have multiple properties and assets. Not all of your assets will pass through intestacy. For example, if you have property in a living trust, it will pass directly to the beneficiaries you name. The same is true if you have life insurance or retirement accounts where you named beneficiaries. It’s best to consult a lawyer if you have specific questions regarding your estate.

Estate Planning Considerations

The rigid hierarchy of heirs under intestate succession can sometimes lead to family disputes, especially if succession leads to family members inheriting assets that were not close to the deceased. Remember, a will overrides intestacy laws. If you want control over who gets your assets, create a will or trust. Unmarried partners, friends, or stepchildren do not inherit under intestacy laws unless legally adopted or named in a will.

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5 Dog Breeds That Are Best For Childless Couples

Best dog breeds for childless couples
Best dog breeds for childless couples
Image Source: Pexels

Childless couples often have more freedom in their schedules, making them a great match for certain dog breeds that thrive on companionship, activity, or attention. These couples can often dedicate more time to training, socializing, and bonding with their pets. As a result, they may find it easier to meet the physical and emotional needs of high-energy or sensitive breeds. Many also enjoy traveling or outdoor adventures, which some dog breeds are perfect for joining. According to the American Pet Products Association, 70% of U.S. households own a pet, and dog ownership continues to rise, especially among millennials without children. Here are five dog breeds that are best for childless couples.

1. Greyhound

Surprisingly low-maintenance, Greyhounds are calm, affectionate, and love lounging around. They enjoy a good daily walk but are just as happy spending the rest of the day snuggled up on the couch. Some Greyhounds can be skittish, however, depending on the dog. This makes them ideal for quiet households without kids.

2. French Bulldog

These compact charmers are loyal, quiet, and easy to care for. Frenchies don’t require much exercise and are ideal for apartment living or urban lifestyles. They form strong bonds and enjoy being the center of your world. While they can make good family dogs, since they are very patient, they also are good for childless couples.

3. Cavalier King Charles Spaniel

Sweet, gentle, and affectionate, Cavaliers are perfect lap dogs. They’re adaptable to your lifestyle, whether you prefer staying in or going on weekend getaways. They crave attention and do best in close, loving households. They are prone to several health conditions. These include certain eye conditions (including retinal problems and cataracts), patella luxation, hip dysplasia, middle ear infections, mitral valve heart disease, and a neurological condition called syringomyelia. They also need regular brushing and grooming. Since they are higher maintenance, they are a good dog for childless couples.

4. Shiba Inu

Independent and clean, Shibas are great for couples who appreciate a dog with personality. They’re intelligent, low-odor, and require moderate exercise. While not overly cuddly, they form loyal, respectful bonds. They may have separation anxiety and can sometimes be destructive if left home alone and not crated.

5. Whippet

Like Greyhounds, Whippets are sleek and sensitive. They’re calm indoors, quick outdoors, and very people-oriented. They thrive in peaceful, adult households where they get lots of love and soft blankets. Whippets barely bark, so they are ideal for apartment living. They do enjoy plenty of time to run outdoors as well. Ultimately, they are very low-maintenance dogs that make great companions.

Best Dogs for Childless Couples

For childless couples, the best dog is one that matches your energy, lifestyle, and desire for companionship. These breeds can bring joy, routine, and deep connection into your home — no kids required. Choosing the right dog not only enhances your daily life but also creates a lasting bond filled with love and loyalty. Ultimately, the perfect furry friend can become an irreplaceable part of your shared journey.

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Here’s Why Couples Without Kids Don’t Want to Babysit Yours

Why DINKs don't want to watch your kids
DINK babysitting
Image Source: Pexels

Don’t get DINKs wrong, they like to hang out with your kids. Some even have honorary aunt and uncle titles. But DINKs didn’t have kids for a reason. While they love that your kids are a part of you, they don’t want to give up their weekend plans to babysit your children. Even if your DINK friends are free, it doesn’t mean that you should ask them to babysit. It will probably just create an awkward situation between you and your friends when they say no. If they say no, it isn’t because they hate your kids or are selfish or immature. You shouldn’t assume the worst of DINKs who don’t want to watch your kids. Here are a few reasons why DINK couples might not want to watch your kids.

1. A Childfree Lifestyle Was Chosen

Many couples without kids didn’t just forget to have children, or haven’t considered it. There are many reasons why this lifestyle was chosen. Maybe it’s about prioritizing careers, travel, personal time, or parenting isn’t for them. Of course, some DINKs can’t have children. If that’s the case, they might be open to spending more time with your kids.

2. Being Child-Free Doesn’t Mean Ample Free Time

There’s a common assumption that not having children equals having nothing better to do. If you say this to DINK couples, they actually might be insulted. DINK couples can have full schedules and lives even without children. Furthermore, their time is valuable, even if they aren’t raising children. They might have other obligations like family, pets, demanding jobs, and so on.

3. They Aren’t Comfortable

Some DINK couples don’t have a lot of experience with kids. They may feel unqualified to watch yours alone. Some people aren’t naturally good with kids. Even if you leave detailed instructions, they may not be confident in their skills. Watching your kids is a huge responsibility. It isn’t for everyone.

4. They Are Tired Too

Watching kids is hard work! While your DINK friends may say yes to be nice, they may not have the bandwidth to babysit your kids. Treating DINK couples like free childcare is asking for a lot. If they do say yes, you should return the favor in some way. Don’t take advantage of their kindness.

Final Thoughts

Your DINK friends understand that parenting is hard. As a parent, you’re constantly pulled in a thousand directions. You deserve help and rest. But if your DINK friends don’t offer to help, don’t assume that they want to babysit. They may enjoy hanging out with you and your kids, but babysitting may be asking for too much for a variety of reasons. It’s entirely possible to love your friends and not want to babysit their children. So the next time you’re about to text your child-free friend, “Hey, can you watch the kids Saturday?”, maybe pause. Respect your friends’ boundaries and maybe hold off on asking them to babysit.

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12 Manners Everyone Pretends to Like—But Secretly Don’t

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12 Manners Everyone Pretends to Like—But Secretly Don’t

manners that are outdated
outdated manners like waiting till everyone has their meals
Image Source: Pexels

We all know that manners are important. Many of us were taught manners and proper etiquette from a young age. But sometimes these social norms are over the top. They can come off as forced or even facetious. Like how some people can be too nice that it feels fake. Here’s a list of 12 manners or social norms people often pretend to appreciate but secretly find annoying, outdated, or disingenuous:

1. Over-the-Top Politeness

Saying “sorry” or “excuse me” for every minor thing can come off as excessive or even insincere. It can also signal that someone has a lack of confidence. You don’t have to be sorry when there is nothing to be sorry for. While some people think that this behavior is polite, it can become very annoying.

2. Waiting to Eat Until Everyone Is Served

While waiting till everyone is served can be seen as respectful, it often feels forced. This is especially true when food gets cold. Manners say that if three or more people at your table are served, it’s okay to dig in. Otherwise, it could become very awkward at your table.

3. Sending Thank-You Cards for Every Gift

Many appreciate the gesture, but few enjoy writing them or feel they’re necessary when a sincere text or in-person thanks would suffice. It is very old-school to send a handwritten note. If the person who gave you the gift is more traditional, sending a written thank you is appropriate. Otherwise, other methods of thanking them are fine.

4. Not Talking About Money

Etiquette says it’s impolite to discuss salaries or finances, but this “rule” can perpetuate inequality and confusion. Talking about salaries at work is becoming more common. Pay transparency is even encouraged at some companies. In a social setting, you shouldn’t brag about your salary, but discussing finances is appropriate. If your company seems uncomfortable, then you should change the subject.

5. Standing When Someone Enters the Room

This old-fashioned gesture still lingers in some cultures, but many find it awkward or unnecessary today. Some of these cultures include Middle Eastern, African, East Asian, and South Asian cultures. This is also true in some traditional or aristocratic circles in countries like the UK, France, and Italy. It is also practiced in religious settings as a sign of respect. While you shouldn’t disrespect your elders, religious leaders, or aristocrats, this custom is less common in the US.

6. Not Bringing Up Taboo Topics

Many of us have been taught not to talk about topics like religion, mental health, or politics. While you never want to make someone uncomfortable, many people are okay with discussing these topics. It’s important to read the other person’s body language and social cues when talking about more sensitive topics. Also, be prepared for a healthy discussion and differing opinions. If you’re able to stay open and engage in dialogue, you’ll likely have a meaningful conversation.

7. Fake Compliments

Telling someone you “love their outfit” or “you look great” when you don’t really mean it is insecure. People can sense your fakeness, and it can be a turnoff. While compliments are nice, they aren’t necessary every time you see a person. A heartfelt hello will probably go over better than a forced compliment.

8. Forced Small Talk

Making polite conversation about the weather or your weekend plans often feels like a social chore rather than a genuine interest. It’s refreshing if you talk about topics of substance instead of surface-level topics. If you want to get to know someone, be curious and ask questions about their interests and life. This is much more polite than droning on about nothing meaningful.

9. Overdressing

Have you heard that it’s better to be overdressed or underdressed? This is outdated advice. Sometimes it’s better to be comfortable than feel awkward because you’re overdressed for an occasion. Many social events have become much more casual in nature. It’s best to go with what is appropriate instead of always dressing to the nines.

10. Bringing a Host Gift to Every Gathering

Bringing a gift to a party is a nice gesture. However, you don’t always have to bring a gift. Instead, ask the host what you can bring. It may be more helpful to bring dessert or something the host forgot, like extra plates. It will be much more appreciated by the host than a bouquet of flowers.

11. Men Picking Up The Tab

This dating etiquette is outdated, to say the least. Men often feel pressured to pay for their dates. This can be very awkward if their date wants to pay or split the tab. It’s okay to do it differently than society mandates. Especially if paying for every date poses a financial burden, it’s okay to talk to your date about how you’ll share the cost.

12. Pretending to Care About Outdated Etiquette Rules

Elbows on the table, not wearing hats indoors, or using the right fork are all examples of outdated etiquette rules. Many people pretend to respect these, but internally roll their eyes. Etiquette today is changing, and it’s important to learn new etiquette rules that are less cumbersome and often more relaxed.

Practicing Good Manners

In the end, good manners should foster respect and connection, and not feel like a performance. While etiquette has its place, clinging to outdated or exaggerated social norms can do more harm than good. It’s okay to let go of customs that no longer serve us and embrace a more authentic, thoughtful approach to interacting with others. True politeness isn’t about following every rule. It’s about being genuine, kind, and considerate in a way that feels real.

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Why Dual-Income Households Are Still Broke (And How to Fix It)

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Why Dual-Income Households Are Still Broke (And How to Fix It)

Why some Dinks are broke
Why some Dinks are broke
Image Source: Pexels

More income doesn’t always equate to wealth. While you may think that DINKs are more financially stable, it isn’t always the case. According to Bankrate, 34% of Americans are living paycheck to paycheck. This includes DINKs. Here we’ll dig into why many DINKs are still broke despite having two incomes, and what can be done to fix it.

Why DINKs Are Broke

It should be taken into consideration that most DINKs are millennials. This generation in particular struggles financially. About 22% of millennials are considered financially vulnerable, and more than half feel stressed about managing their finances. There are several behaviors that compound these financial issues. We’ll explore why DINKs, despite earning more, often feel financially stuck.

Spending Problem

When multiple incomes are coming in, it can be tempting to overspend. Many DINKs give into lifestyle creep. Others suffer from FOMO, which leads to frequent dining out, travel, or luxury purchases. Coupled with more free time and fewer responsibilities, these spending habits can sabotage financial progress. The only way to combat overspending is to change behavior. DINK couples will have to make conscious sacrifices in order to meet their financial goals and build real wealth.

High Cost of Living

DINKs often live in high-cost urban areas. Since living expenses are higher, most of their income goes toward rent, utilities, food, and transportation. Entertainment also costs more in cities. Without clear boundaries, expenses balloon quickly. That’s why budgeting is essential. Once DINKs track their money, they can make intentional decisions and place limits where needed.

Relying on Debt

Many DINKs use debt to cover expenses like vacations, medical bills, or emergencies. According to a survey, 44% of DINKs have debt outside of their mortgages, and 70% carry credit card balances. While their overall debt may be less than the average American, they still rely heavily on credit when money runs short. Breaking the debt cycle requires a strategic plan starting with building an emergency fund and paying down high-interest balances.

Lack of Financial Literacy

Especially when just starting out, some DINK couples lack the knowledge or experience to manage their money properly. Without basic financial education, mistakes like poor budgeting, overspending, or ignoring retirement planning can become costly in the long run.

Poor Planning

Busy DINKs often delay critical financial tasks like saving, budgeting, investing, or retirement planning. This lack of structure can erode their financial potential. Automation, goal-setting, and monthly check-ins can go a long way toward long-term success.

Stop Being Broke

More income doesn’t guarantee wealth, intentional money management does. Even high earners can stay broke without the right habits. For DINKs, financial success lies in setting boundaries, budgeting with purpose, eliminating debt, and planning for the future. The good news? With two incomes and no dependents, DINKs are uniquely positioned to build serious wealth but only if they take control of their financial choices now.

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7 Early Retirement Secrets DINK Couples Refuse to Share

7 Early Retirement Secrets DINK Couples Refuse to Share

Learn how you can retire early
Learn how you can retire early
Image Source: Pexels

Have you ever wondered how some DINK couples manage to retire years ahead of schedule? With two incomes and fewer financial obligations, these couples are uniquely positioned to build wealth faster than their peers. But early retirement isn’t just the result of a higher income or fewer expenses. It’s the outcome of intentional planning, disciplined saving, and smart investing. Here we’ll discuss the key strategies many DINK couples use to achieve financial independence and retire early, and how you can apply them to your own life. Whether you’re part of a DINK household or simply aiming to fast-track your financial future, here are seven smart ways to retire early.

1. Create a Plan Early

Early retirees don’t just hope for financial freedom; they plan for it. DINK couples often develop a long-term financial plan early in their relationship, aligning on retirement goals and timelines. A solid plan includes realistic saving targets, projected living expenses, and healthcare coverage before Medicare eligibility at age 65. They’re willing to make trade-offs now, such as downsizing, traveling less, or dining out less often, for a future of flexibility and freedom.

2. Invest in Financial Education

Financial literacy is a core pillar of early retirement. DINK couples take the time to understand investments, tax strategies, and retirement account rules. They read books, listen to podcasts, and work with financial advisors when needed. By staying informed, they’re empowered to make smart, confident decisions with their money.

3. Live Debt-Free (or Close to It)

Debt can be a major roadblock to early retirement. That’s why many DINK couples prioritize living below their means and avoiding unnecessary debt. Instead of buying the biggest home they qualify for or upgrading cars frequently, they often opt for more modest living to redirect money toward savings and investments.

4. Master the Budget

Budgeting is a cornerstone of financial success for early retirees. DINKs track their income and expenses meticulously, often aiming to save 30%–50% of their income. They automate their savings. Plus, they save consistently. By controlling their spending, they accelerate their path to financial independence.

5. Build Additional Income Streams

With more time and fewer family obligations, many DINK couples leverage side hustles or passion projects to increase their income. Whether it’s freelancing, consulting, rental properties, or launching an online business, these income streams not only grow their wealth faster but also create financial flexibility during retirement.

6. Max Out Retirement Accounts (and Plan Around Access)

DINKs who retire early know how to make the most of tax-advantaged accounts like 401(k)s, IRAs, and HSAs. They maximize contributions, utilize employer matches, and avoid early withdrawals that trigger penalties. For the gap years before traditional retirement age, they often set up taxable investment accounts or Roth conversion ladders to access funds without penalty.

7. Diversify Investments

Early retirees don’t put all their eggs in one basket. Successful DINK couples diversify their portfolios across stocks, real estate, index funds, and sometimes even alternative investments like crypto. This diversification helps manage risk and ensures that one market downturn won’t derail their retirement plans.

Financial Freedom Is Possible

Early retirement isn’t reserved for the ultra-rich. It’s achievable for anyone willing to plan, prioritize, and stay focused. DINK couples have the advantage of fewer financial obligations, but it’s their intentionality and discipline that set them apart. By following their lead, creating a plan, staying debt-free, budgeting wisely, and investing with purpose, you can set yourself on the path to financial freedom.

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10 Side Hustles Perfect for DINK Couples Who Want It All

10 Side Hustles Perfect for DINK Couples Who Want It All

side hustles for couples
side hustles for couples
Image Source: Pexels

If you and your partner are living the DINK lifestyle, you’re in a prime position to maximize your income and build long-term wealth. With fewer obligations and more flexibility, you have the time and energy to explore side hustles that can accelerate your financial goals. Even better, working together on a shared venture can strengthen your bond and bring new purpose to your partnership. Side hustles can also be a creative outlet, giving you the chance to pursue passions beyond your 9-to-5 jobs. Whether you’re aiming for financial freedom or just extra spending money, there’s something on this list for every DINK duo. Here are 10 side hustles that are perfect for DINK couples ready to grow together both financially and personally.

1. Airbnb Hosting

While Airbnb hosting can be time-consuming, with two of you pursuing it, you can build a lucrative side hustle. Plus, once you get the hang of hosting, you can add on more properties if you choose. Investing in real estate is always a smart idea, and the income from Airbnb rentals can pay off your mortgage, taxes, and other expenses. Plus, you can reinvest any profits.

2. Podcasts

Couples podcasts can be very popular among listeners. Today, it’s very easy to get started. All you need is a laptop and a microphone. Many hosting sites, like Speaker, can help you record and publish your podcast. As you build your following, you’ll be able to gain advertising deals with brands and monetize your podcast. Perhaps you can create a podcast about your DINK lifestyle.

3. Freelancing

Work with your partner to combine your skills and start a freelancing side hustle. You can offer clients services like graphic design, writing and editing, or website design. You can even create a photography business or event planning services. The sky is the limit when it comes to building a freelancing business.

4. Flipping Furniture

If you both are creative, you can flip furniture together. You’d be surprised at how many people leave unwanted furniture on the side of the road. You also can look for quality pieces that just need a makeover at thrift stores. With a little elbow grease, you can breathe life back into furniture and give it a new home.

5. Subscription Box Business

A fun way to create a side hustle is to offer customers niche boxes. You can curate monthly subscription boxes for everything from date night kits to wellness boxes. You and your partner will have fun collaborating on these subscription boxes and building your business.

6. Couples Blog or Influencing

Many DINK couples have had great success blogging and becoming influencers together. It’s important to carve out your niche and consider what kind of content you’d like to create first. Perhaps you both love to travel, and you can vlog about it. Once you’ve built your audience, you can monetize your social media through brand deals, affiliate links, or sponsored content.

7. Personal Chef Business

Do you both love to cook? You and your partner can build a personal chef or meal delivery service. This flexible side hustle can be marketed to new parents or other busy DINKs. Come up with a creative concept, and the clients will come.

8. Home Organization Services

Are you and your partner super organized? You can monetize this skill! Offering home organization services like closet organization, pantry organizing, or general decluttering can turn into a lucrative business. The Home Edit has built an empire around organization.

9. Remote Customer Service

Do local small business need help with customer service? You and your partner can offer virtual assistance. This an easy side hustle that you can do from your own home.

10. Online Reselling

Many couples enjoy reselling items that they source  from thrift stores, clearance racks, estate sales, and liquidation, and flip them for profit. There are many aspects to reselling like sourcing, listing and shipping. So it’s a great opportunity for teamwork. Utilize each other strengths and your business will grow.

Growing Your Side Hustles Together

As you can see, there are many side hustles that are perfectly suited to DINK couples. The power of having two people dedicated to growing your income streams will help you build extra income quickly and efficiently. There is no limit to how much you can make and the wealth you can grow together.

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Will Retiring Childfree Mean You’ll Age Alone?

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Will Retiring Childfree Mean You’ll Age Alone?

Will you age alone if you are childfree?
Will you age alone if you are childfree?
Image Source: Pexels

One-in-five U.S. adults ages 50 and older have never had children, according to Pew Research Center analysis of government data. Whether you decided not to have children because of choice, infertility, or circumstance, you may be worried about what will happen to you as you get older. Society often says that children will fill the gaps as parents age. This isn’t always the case, however.

Retiring childfree doesn’t necessarily mean that you’ll age alone. But it does mean that you’ll have to plan ahead. Especially if your health declines as you age, you’ll want to be prepared. There are several considerations you’ll have to account for in your golden years. Here are a few things that you need to think about if you’re childfree.

Reasons You Won’t Age Alone

If you decide to live a childfree lifestyle, there are several ways to make sure that you don’t age alone. First, if you focus on building your social network, you’ll always have people you can rely on. Social connections don’t just have to be family members. Some of your best connections may be neighbors, community members, and friends. These people can become your chosen family that will be there for you through it all.

In addition to building your social network, you’ll also want to plan ahead if you’re childfree. Securing long-term care and insurance is critical. You never know how your health will be as you age, so you should prepare for the unexpected. It’s also important to organize your finances and designate a healthcare proxy so that you have necessary support.

While you may have to plan ahead for your old age, you’re probably more financially secure because you didn’t have children. The reality is that raising children is expensive. You may have more disposable income and assets than people with children do. For example, according to Census data, childless women have a higher net worth than those with children. This can give you more flexibility to secure the lifestyle you want in retirement.

Challenges to Keep in Mind

As you age, you may feel more isolated without close family ties, like children. Data has shown that childless adults are also less likely to be married or living with a partner. So, most likely, you will be living on your own. This may create challenges as you age. For example, your mobility may decline, leaving you to rely on hired help to manage finances, make decisions, and manage your day-to-day. But not having children doesn’t mean that you have to be lonely and isolated as you age. You just may have to be more intentional in building your support systems.

Key Considerations about Living Childfree

While having children doesn’t fix every aging dilemma, it does mean that you most likely have a strong support system as you age. If you are childless, it’s important to be organized, make plans for your health and estate, and find people around you who care for you. By doing so, you can ensure your well-being throughout your days. Then, you will never have to age alone.

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