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Dual Income No Kids

SNL: Don’t Buy Stuff You Cannot Afford

December 31, 2019 by Dual Income No Kids Leave a Comment

In honor of the fact that its pretty much 2020 already, here is a classic Saturday Night Live skit with some timeless advice A unique program for managing your debt. SNL skit featuring Steve Martin, Amy Poehler and Chris Parnell. So simple you can do it too! SNL- Don't Buy Stuff from Certell on Vimeo. You can also use this FREE tool from Undebt.it. They provide a … [Read more...] about SNL: Don’t Buy Stuff You Cannot Afford

Savings Bonds RIP

September 13, 2011 by Dual Income No Kids 2 Comments

savings bonds, cash bonds, savings

(Guest post from James, original founder of DINKS Finance :)) As many of you long time readers of personal finance blogs will know, the U.S. Treasury department recently issued a press release saying they were eliminating paper sales of savings bonds, effective January 1st, 2012. This move comes as little surprise as some personal finance pundits noted it could be … [Read more...] about Savings Bonds RIP

You don’t have to be ready – just go.

April 5, 2010 by Dual Income No Kids Leave a Comment

So, a few days ago, I ended up donating a ton of my old books to the public library. The great thing about cleaning out your bookshelf is you are forced to make decisions about what’s important and what isn’t. Once book I kept was Loral Langemeier’s The Millionaire Maker.Langemeier’s work is great because she provides a rough draft on how to start a business. But it’s … [Read more...] about You don’t have to be ready – just go.

13 Ways to Save Money

April 2, 2010 by Dual Income No Kids 8 Comments

Folks, It spring time in DC. The weather is beautiful here, it partly cloudy and nearly 80 degrees. Spring is typically a time to do some cleaning but its also a good opportunity to start saving some money. Why? People tend to get out and about more, so you might have some extra spring travel planned. Also, saving money tends to help your budget and accelerate your … [Read more...] about 13 Ways to Save Money

You Are What You Read

April 1, 2010 by Dual Income No Kids 2 Comments

Folks,Main point of today's posting is: you are what you read. There is a ton of finance and investing information out there. Don't pollute your mind with bad investing strategies and philosophies. The quality of what you read and listen to is far more important than the quantity. So it makes sense to learn to evaluate the quality of what you read and hear.Regarding … [Read more...] about You Are What You Read

Taking Care of Business

March 30, 2010 by Dual Income No Kids 6 Comments

Hello Folks, If you've been following this blog you'll know that we've been working on closing on another property in the district.Well last night we sold our stock to raise the down payment funds. The closing date is April 13th, but we wanted to have the funds in cash so there won't be worries about how the market does between now and the 13th. We signed the loan paperwork … [Read more...] about Taking Care of Business

Dealing with Competing Goals

March 29, 2010 by Dual Income No Kids Leave a Comment

Hello Folks, Lets face it, many people have aspirations that are often at odds with each other. For example a typical conundrum that many people are faced with is balancing their retirement savings needs with non-retirement financial goals.Since most people are constrained in their ability to do more than one thing with their money, you should prioritize. Common goals that … [Read more...] about Dealing with Competing Goals

Real Wealth Requires Sacrifice

March 28, 2010 by Dual Income No Kids 3 Comments

Hello Folks,So, I was browsing through a copy of Felix's Dennis' How to Get Rich. If you haven't read Dennis, its well worth the time to do so.At any rate, whenever I come back to Felix's book it makes a ton of sense to me. For example, check out this quote:"Never yet have I met a self-made rich man or woman whose family or personal fortunes were not plagued by the burden of … [Read more...] about Real Wealth Requires Sacrifice

Investing In REITs

March 26, 2010 by Dual Income No Kids 3 Comments

Its trite and tired, but if you want to invest in real estate and don't want to deal with directly managing your property, then your best option is a Real Estate Investment Trust (REIT).If you feel your portfolio could use some exposure to real estate, here is a quickie from Kiplinger to get you started. … [Read more...] about Investing In REITs

Four Reasons Why Gift Cards Are A Bad Idea

March 25, 2010 by Dual Income No Kids 11 Comments

Hello Folks,When it comes to gift cards, forget the card: give cash.There are a ton of reasons why you should give cash instead of cards. Here are four:1) People Don't Use Them: According to a 2008 consumer reports survey, nearly 1 in 4 Americans didn't use their gift cards. This is up from 2006 when only 19% of people didn't use their cards. 2) Fees & Restrictions: Some … [Read more...] about Four Reasons Why Gift Cards Are A Bad Idea

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