We haven’t blogged much about prosper over the past few weeks. This is largely due the fact that we haven’t had any problems! While our loan portfolio leans more towards higher interest loans with greater risk, we haven’t had any serious payment problems (e.g. delinquencies). Thank goodness!

To let our readers know what sort of amounts we have invested at prosper, we freed up about $450.00 to loan initially. Our total account value is now $468.89. This is an approximate pre-tax return of 5.3% in two months. Which isn’t too bad at all. It would be great if all of our investments were problem free like this one!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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