Mansion

Good morning Dinks.  If there is always a gap in wages will there always be a difference in classes?  Well yes, classes will always exist in society but only if people let money come between them.  Money didn’t create classes, people created classes.  Having more money than someone doesn’t make us better than them, or does it?  If we could all just stop idolizing people for the amount of money they have and judging people for their lack of money the world will be a better place.

I wasn’t born into money but I’m grateful for what I have.  Sometimes I wish I had more money and I definitely think my life would be easier if I did, but that doesn’t mean I put people who have more money than me on a pedestal.

If you are a long time reader of Dinks Finance you know that I have had my share of financial troubles in the past.  I have no one to blame but myself and although it was a very emotional period in my life I am a better person because of what I went through.  I worked very hard to be where I am today and for what I have today and that has made me appreciate the value of money.  I don’t by any means consider myself upper class because I don’t think I am above anyone.

Just because I work in an office and another 33 year old woman works at McDonalds does that make me better than her?  Absolutely not.  I worked at McDonalds for almost a year when I was 16 and let me tell you it’s hard work.  Maybe it doesn’t require a college degree, but by the end of the day I was exhausted.

For some reason life always seems to work out like that, people who work the hardest are paid the least amount of money.  I actually don’t think salaries are based on the level of work.  I think they are based on decision making powers.  The CEO of a company probably works a lot less than a customer service representative at the same company, but he makes more money because he makes decisions that affect the lives of thousands of workers and stockholders.  A CEO playing golf all day is not as tiring as a front line customer service representative who has to work eight hours a day dealing with angry clients.

Over my 18 years of working I have held a variety of jobs from a retail sales clerk in the mall to a customer service representative in a call center.  I have definitely worked my way up over the years and I know that’s an opportunity not everyone has.  I would love to have more money, but I don’t necessarily want the responsibility that comes along with it.  I know that some people who make less money would probably love to be where I am and I would like to be in the position that many other people are in.   But that just creates a world full of people with ambition, it doesn’t create classes in society – or does it?

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This entry was posted in Wealth by Kristina Tahnyak. Bookmark the permalink.

Avatar photo About Kristina Tahnyak

Tahnya is a Certified Financial Planner and former Investment Advisor turned marketing and communications professional She holds a degree from Concordia University, is debt free and currently works in the field of digital marketing.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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