The Urge to Spend Money

by Kristina on May 9, 2012 · 6 comments

Good Morning DINKS. Let me ask you, do you ever have the urge to spend money? I know that I do, but I am not 100% sure why? Sometimes I just become overwhelmed with overspending and the urge to shop compulsively; it is not necessarily because I need to buy something it’s usually just because I feel like spending money.  My urges to spend money are not really sparked by any particular event; my urges to spend money appear to be completely random.  Sometimes I give into the urge of wanting to spend money, but thankfully most of the time I avoid the temptation to spend money carelessly.

What was the last item that you bought but that you did not really need? 

I am not really sure what comes over me that makes me want to spend money, but sometimes I just get into a shopping mood and I get the urge to spend money.  Sometimes I get the urge to spend money when I want to celebrate something good that happened to me, sometimes I get the urge to spend money when I am really happy, sometimes I get the urge to spend money when I am sad and want to cheer myself up, and sometimes I get the urge to spend money for no particular reason at all.

When I was younger I used to get the urge to spend money a lot, mostly because I was lonely and bored.  Shopping and spending money was a way for me to go out in public and socialize with other people.  However it was also a way for me to accumulate debt that I couldn’t afford to pay off.

Do you ever get the urge to spend money?

Now whenever I get the urge to spend money I live by the rule of moderation.  Whenever I feel the need to go shopping I do go out and I spend a little bit of money in order to satisfy the craving.  However I definitely don’t over spend or go on any shopping sprees. I also don’t deprive myself of anything either. The key to not giving in to the urge to spend money is to make a budget and stick to it.  If you have the urge to spend money, then spend money…just don’t overspend.

Usually when I get the urge to do something and I don’t satisfy the craving my urge just gets bigger and bigger.  After a while my craving usually gets out of control and I end up over-indulging.  This doesn’t only apply to my personal finances; my urges can lead to over spending, over eating, or any other extreme behaviour.

I am not sure about you but when I have an idea in my head I cannot get over it until I do something about it.  If I feel strongly about something I have to share my thoughts, if I am craving a particular food I have to eat it, and if I get the urge to spend money I absolutely have to buy something.

Photo by images of money

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{ 4 comments… read them below or add one }

1 Modest Money May 9, 2012 at 10:58 am

With me I only get that urge with buying food lately. Some days I just will feel the urge to go out and buy lunch or buy some other junk food. I’m just not too fond of shopping for other stuff. So maybe in my case my urge is more for the salt & sugar in that bad food.

2 Careful Cents May 9, 2012 at 12:07 pm

I normally get the “spending urge” when I’m trying to save money or go on a short spending fast. I guess it’s kind of like dieting, when you tell yourself NO, it makes you want to do it all that much more. I found the best way to fight the urge to spend, is to indulge in small purchases. A pack of gum, a new nail polish color or a new lipgloss. That way I’m still disciplining myself without going overboard either way.

3 Rod May 11, 2012 at 2:03 am

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4 Victoria @Lend Not Borrow May 20, 2012 at 9:48 pm

I definitely get the urge to spend money! Especially when I have a few extra bucks just sitting in my pocket I come up with creative ways to spend it. I’ve gotten better lately in controlling those urges, but I have my days! LOL

Thanks for sharing.

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