DINKS Days of Book Giveaways: Day 1 – “Debt Free for Life”

by Kristina on December 5, 2011 · 13 comments

Debt Free for Life: The Finish Rich Plan for Financial FreedomGood Morning DINKS.  Today is an exciting day because today is the First Day in our DINKS Days of Book Giveaways Contest!

In the true holiday spirit all week long DINKS is giving away one book each day from Monday to Thursday.  We have some great books lined up from David Bach as well as a Financial Thriller by author HT Narea as well as a step by step guide on how to Grow your Business by two financial professionals.  So keep reading DINKS Finance all week and Follow us on Twitter @dinks_finance for your chance to win copies of these great books.

Today we are once again giving away a copy of Debt Free for Life by David Bach.  This is a great book that helps us (as consumers) become debt free by following a personalized step by step debt plan.  I like this book because it helps consumers understand why they got into debt and how important it is to get out of debt.  The mentality of becoming debt free is uplifting because the mental burden of having debt can be overwhelming.

David Bach’s Debt Free for Life helps us prioritize our debts to concentrate on paying off the most inefficient and costly debts first. David Bach has partnered with DebtWise.com to help us track our path to financial freedom as we pay off our debts. Chapters in Debt Free for Life by David Bach include “The Debt Free for Life Mindset” and “If You’re In a Hole, Stop Digging”.

My personal experience with debt is that it’s very easy to quickly accumulate, but it is very difficult to pay off slowly. David Bach tries to help consumers see the light at the end of the debt tunnel. When we are trying to pay off our debts there are several things that we can do to accelerate the process such as try to negotiate our credit card interest rate as well as set up regular automatic payments. Our monthly interest charges are calculated on our average daily balance, if we make weekly or biweekly payments instead of one monthly payment our average daily balance will be lower, and therefore we will be charged less interest at the end of every month. Debt Free for Life by David Bach will help you say Good Bye to Debt and Hello to Financial Freedom!

Now that you know the importance of paying down your debt as well as the financial, emotional, and mental burdens of being overwhelmed with debt, it’s time for our First Book Giveaway in the DINKS Days of Book Giveaways Contest.

You can enter two ways to win a copy of Debt Free for Life by David Bach:

  1. Leave a comment on this blog and tell us what Financial Freedom means to you.  Is it being able to take a vacation every month if you wanted to, or it is watching your bank accounts grow with savings?  Tell us the definition of your own Personal Financial Freedom.
  2. Send a Tweet that tells your readers to follow @Dinks_Finance and @AuthorDavidBach on Twitter.  Use #TeamDINKS in your Tweet to register your entry.

We are giving away books all week and the winners of all 4 books will be announced next Friday, so be sure to enter as soon as possible.  Winners will have 30 days to contact DINKS Finance and claim their prize. Otherwise DINKS will give away your prize to another lucky reader.

Winner must reside in the U.S. or Canada

Photo by Barnes&Noble

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{ 11 comments… read them below or add one }

1 Jane December 5, 2011 at 11:35 am

Financial Freedom is not having to depend on a job to pay the bills. Work then becomes something you do because you want to, not something you have to. That’s Financial Freedom.

2 Jeanette December 5, 2011 at 4:09 pm

Financial Freedom is having enough to pay off all my debts and have some set aside for the future and emergencies. Thanks for the opportunity to win a book!

3 Jessica December 6, 2011 at 11:39 am

Financial Freedom would be not working three jobs. My dog was hit by a drunk driver eight months ago and we racked up some serious doggie debt. Since then it has been my mission to pay it off within the year, although it is now looking like it might take more than a year. . Financial Freedom would be to not lay awake thinking how to earn more money working doubles and tirple shifts, I think Financial Freedom takes hard work. Sorry for spilling my personal finance story … blah.

4 Mike December 6, 2011 at 2:35 pm

Financial freedom to me is being able to wake up and decide what I want to do every single day, instead of doing what someone else tells me I need to do.

5 Sassy December 6, 2011 at 3:50 pm

To me Financial Freedom is not having the worry of “having” to work, especially not at a job you hate. It is living in a home that you see fit for you without a mortgage. It is peace of mind and not having stress over money. It is living as you want, without constant fear. It is choosing what you want to do instead of what others tell you to do.

6 Sassy December 6, 2011 at 3:52 pm
7 Robin December 6, 2011 at 4:26 pm

I discovered your site through Google and just wanted to leave a comment of encouragement. If you get a chance to visit my site I am sure there will be something of interest for you. Good luck with your books and internet marketing
ROBIN debtfreestatus.com

8 Robin December 6, 2011 at 4:46 pm

I carried out a similar survey to try and understand how to become DEBT FREE and as a consequence was driven to try and create a site that could provide as many answers as possible in ONE location and the result so far has not been a failure. To me being debt free is only the TIP of FINANCIAL FREEDOM and to reach that summit you need a residual self propagating income that provides enough support to allow you to CHOOSE how and where you want to use your finances to bring you happiness and maintain your health.

9 Christine December 6, 2011 at 8:32 pm

Being debt free, and have enough money to be able to do what I want without constantly checking my accounts to see if I’ll overdraw or hit my credit limit.

10 Connie December 9, 2011 at 3:05 pm

Financial freedom is directly related to choice, safety, and security. I want enough money to produce income for the rest of my life. Financial freedom means that I have enough money as an elderly person to make choices and feel secure in a retirement community or assisted living if it’s necessary. Financial freedom means that I have what I need, get enough of what I want, and spend time doing things that help me thrive.

11 loans to payday with Alex December 14, 2011 at 3:34 am

Financial freedom to me is being able to do WHAT I want, WHEN I want, WITH who I want, and for however long I want. This is truly a very powerful scenario to be in, being able to call all the shots instead of having to worry or ask for someone’s (boss’s) permission. That’s true freedom.

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