Communication is a key element of our relationship. We had some problems early on because James really didn’t know how to articulate himself in a healthy and affirming manner to Miel. Now, we meet nearly every Saturday morning to keep things moving forward.

Usually what we do is lounge around in our pjs and drink coffee (yummy!) while we’re talking. Most of the time we discuss finances, but we usually address a whole range of things. For example, a couple of weeks ago, we talked about starting this blog. Also, we’ve chatted about managing our wedding, defined savings goals, reallocated our budgets – pretty much anything that needs discussing.

Sometimes James still doesn’t know how to articulate himself, but at least we DINKS have found a time where we’re both free to keep our communication open.

Here is where we have our meetings (usually its a LOT more messy)!

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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