Hi All,

Do you ever start off your week having absolutely no money at all? Well, it looks like its going to be one of those weeks. Check out my bank balance below. Of course, there are a couple of deposits that should hit our accounts mid-week and our brokerage totals have healthy balances. But until those deposits clear, it looks like I’ll be rolling with a grand total of $5.12. Time to kick up the “live frugally” up a notch!

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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