Its Friday so the banks must be failing. This time its two regional banks. Downey Savings and Loan and PFF Bank and Trust. The FDIC has seized their assets and will retain control of 213 branches shared between the two banks. Click here for the news from the FDIC.

One hopes these will be the last two to fail, but it doesn’t seem likely given economic conditions.

UPDATE 11/22: looks like its three banks, not two.

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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