Hi All,

If you’re looking to read some good stuff on personal finance, you might consider checking out what Michelle Singletary has to say. For those of you don’t know her, she’s a columnist with the WashingtonPost focusing specifically on personal finance issues. Black America has the goods, but you might consider her postings: Honey, I Need Some Money! and Q & A On Couples Financial Management.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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