Hi All,

Check out this news story from ABC, evidently an unsuspecting homeowner in South Carolina unwittingly purchased a home containing toxic mold. The thing is, the mold is dangerous – like makes kids sick dangerous – but the bank went ahead and sold the place without disclosing the problem. Click here for the ABC story.

The writers of the note ended up declaring bankruptcy since they couldn’t prove that the previous owners knew about the mold. After foreclosing they were concerned about that the bank was selling it in the condition it was in and left a note in a secret room that warned of the black mold.

Here’s another kicker, a cousin of a good friend of the DINKs was involved. The kids are doing better now but who knows how many families might face similar circumstances. Very sad.

Stay safe,

James&Miel

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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