Since a lot of people seem to have credit card debt these days, I wanted to post this video from Kiplinger. Its a brief discussion of some tips for dumping your plastic debt. I agree with most of them and can endorse them as being effective.

I’m also posting this because for some reason, the Kiplinger video presenters seems to have that low budget Jane or Joe average appeal which lends them credibility. Its just the right combination of pasty and perky so that listening to their videos makes you feel like you’re having a conversation with one of your friends in the office. This is a refreshing change from a lot of the more mainstream investment media types – most of whom are a bit too slick for my taste.

Best,

James

MANAGE YOUR MONEY TOGETHER

Here are some simple guidelines for DINKS to build wealth:

1) Collaborate: Meet regularly to talk about money, set goals together, track and monitor them.

2) Understand and respect your partner. Take time to understand your partners values about money.

3) Watch the numbers. Get a budget, monitor your spending and track your net worth.

4) Max your retirement. Maximize contributions to your tax deferred retirement accounts.

5) Invest in stock. Stocks perform better than bonds or cash.

6) Avoid high interest debt. Credit cards and title loans are financial cancer.

7) Diversify. Don't put all your eggs in one basket.

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